Monday, July 6, 2026
CrossCheck rolls out enhanced Pay-by-Link
CrossCheck Inc. has enhanced its Pay-by-Link platform. Powered through an integration with Plaid, the platform combines real-time account authentication with the company's proprietary payment guarantee capabilities. Approved transactions are guaranteed by CrossCheck, which assumes liability for qualifying returned or disputed payments.
"This is a major evolution for CrossCheck," Tiffany Lucas, senior vice president of product development, said in a statement. "We have taken the simplicity and convenience customers expect from modern fintech experiences … and paired it with the protection merchants rely on from us." Pay-by-Link includes branded invoice support, transaction tracking and real-time validation tools to help streamline billing, improve payment visibility and simplify the payment experience.
CrossCheck's rollout comes as growing numbers of payment providers are expanding pay-by-bank and guaranteed ACH capabilities in response to merchant demand for lower-cost digital payment alternatives and faster account-to-account transactions.
Industry interest in guaranteed ACH and open banking-enabled payment flows has accelerated as businesses seek to reduce interchange costs while maintaining secure, frictionless customer experiences. To learn more, please visit www.cross-check.com.
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