UnionPay, Discover, Cardinal team for online shopping

China UnionPay, which reportedly has issued more than 3.2 billion bankcard worldwide, will now give Chinese shoppers with UnionPay cards the ability to make online purchases at the websites of participating Discover Financial Services merchants. Integration will be achieved through the CardinalCommerce technology-neutral platform, the companies said.

UnionPay's UnionPay Online Payments (UPOP) e-commerce solution was developed in response to the need to offer UnionPay cardholders a safe, secure way to make purchases online around the world. Cardholders include numerous Chinese nationals studying in the United States. UPOP is expected to be available to Discover's merchants early in 2013, using the Cardinal's Centinel Universal Merchant Platform. Discover merchants already using Centinel can simply place the UPOP payment button on their checkout pages to support the new payment option; no implementation is required, and no changes are necessary to existing settlement and reporting from Discover, the companies noted.

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