The Green Sheet Online Edition
May 5, 2007 • 07:05:02
Fort Knox for merchant data
They often hear the mantra not to store track data. But certain merchants would like to have short-term access to some cardholder data without putting themselves at risk of violating the Payment Card Industry (PCI) Data Security Standard. One solution to their data-storage risks is to secure the information off-site.
Working with CardVault from 3Delta Systems Inc., businesses that accept and process card payments remove customer data from their internal systems. Then CardVault stores the data at 3DSI's secure, PCI-compliant processing centers.
Users submit cardholder and protected private data to the company's payment processing network, where it is encrypted and stored.
Thereafter, a reference key for the data is maintained by the merchant. The key is used to initiate a card transaction or access data.
Because CardVault employs both real-time and file-based transaction interfaces, it supports call center, e-commerce and mail/fax order fulfillment operations. The system enables organizations to protect their databases from threats aimed at stealing confidential customer information, according to the company.
3Delta Systems Inc.
703-234-6010
www.3dsi.com
Whether you want to upgrade your POS offerings, find a payment gateway partner, bone up on fintech regs or PCI requirements, find an upcoming trade show, read about faster payments, or discover the latest innovations in merchant acquiring, The Green Sheet is the resource for you. Since 1983, we've helped empower and connect payments professionals, starting with the merchant level salespeople who bring tailored payment acceptance and digital commerce tools, along with a host of other business services to merchants across the globe. The Green Sheet Inc. is also a proud affiliate of Bankcard Life, a premier community that provides industry-leading training and resources for payment professionals.
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