VIP Preferred Card

Global Payments Inc.

Check fraud poses a threat to any establishment that cashes checks, from financial institutions and check cashing businesses to grocery stores - even casinos are at risk. Global Payments Inc. designed its check cashing VIP Preferred card program especially for gaming establishments, including casinos, dog tracks, bingo parlors and cruise boats.

The VIP Preferred program is a consumer check cashing system for both paper and electronic checks. Once a customer sets up an account with a casino, he or she is issued a VIP Preferred card, and the payments of the customer's checks to the establishment are 100% guaranteed, including stop payments.

Global Payments' proprietary software is behind the program, allowing casinos to access a database of more than 135 million records. The records are provided by banks, recovery agencies and check authorization companies in order to verify fund availability. The program uses scoring models to determine customers' check cashing limits up to $8,000 in less than 90 seconds.

For paper checks, customers present their VIP Preferred cards to casino cashiers along with their check and ID. For electronic check transactions, customers show their Preferred card and ID to the cashier and request an amount. The cashier swipes the VIP card through an authorization terminal and enters the amount for approval. For electronic checks, when the approval is received, a customer signs a receipt printed by the terminal.

Global Payments says more than 500,000 people use the VIP Preferred card at approximately 85 gaming establishments across the U.S. The company recently announced several more casinos have added the service, including Atlantic Casino Cruises in Gloucester, Mass.; the Imperial Palace Casino Hotel in Biloxi, Miss.; The Brewery in Las Vegas, Nev.; and the Thunder Bird Casino in Norman, Okla.

Global Payments Inc.

Four Corporate Square

Atlanta, GA 30329

404-235-4400

www.globalpaymentsinc.com