PocketChange

Wirca, Inc.

Instead of digging through your pockets for cash or spare change to make that purchase, why not pull out your wireless phone or PDA? Wirca, Inc. has developed a wireless payment technology called PocketChange that allows consumers to use their mobile devices to make purchases at their favorite retail locations and also enables merchants to accept these types of payments.

PocketChange is a cashless payment network designed for the stores, restaurants and vending machines consumers visit every day. Mobile phone users already have everything they need to use the system: their current mobile phone, their current service provider and their current financial institution. Wirca says 120 million Americans with a mobile phone can make a purchase in a PocketChange-enabled retail store.

For merchants, adding the solution is low-cost and easy to implement. It requires a simple hardware upgrade in Multi Drop Bus (MDB)-enabled vending machines, and at other retail locations, Wirca leverages the use of existing point-of-sale hardware - only a software upgrade is required. Plus, Wirca says its independent authorizing network allows merchants to reduce the cost of credit and debit transaction fees.

The solution is secure, too. Consumers' credit card information is stored only on Wirca's secure servers and not on the mobile device. PocketChange also does not send a person's personal information or credit card number to any store or merchant when he or she makes a purchase. Wirca is testing PocketChange in several different markets in the U.S. with consumers.

Some of the merchants and restaurants participating in the pilot program include Hallmark, Hereford House, Jack Stack, The Learning Tree, Planet Sub, Yahooz and Zipz Conoco.

Wirca, Inc.

9537 W. 87th Street

Overland Park, KS 66212

913-383-2400

www.wirca.com