Product: IntelliPay IDT desktop credit card swipe access

Company: IntelliPay, Inc.

For brick-and-mortar merchants and businesses with walk-in clientele, accepting credit cards from customers isn't always as easy as they would hope. Integrating an on-site payment system with an online gateway to establish an Internet presence can cause major headaches.

IntelliPay, Inc. has announced the release of a solution to this problem. The new IntelliPay Desktop Terminal (IDT) provides desktop swipe access to the company's online credit card transaction processing technology.

IDT is suitable for any business, but it is especially useful for merchants who may want to expand their brick-and-mortar business to the Web, and still be able to use the same gateway.

IDT also eliminates many of the frustrations merchants encounter when they accept credit cards from their customers, such as the need for a dedicated phone line, having to manually key in transactions or the need for multiple terminals.

Any business with an Internet connection will be able to process transactions online by simply swiping cards through a terminal attached to a PC keyboard; IDT operates on all Microsoft operating systems.

The software makes merchants eligible to qualify for traditional swipe rates from their merchant account provider, even though the transactions are securely processed directly over the Internet.

In combination with IntelliPay's Virtual Terminal, merchants can manually process credit card transactions from any computer with an Internet connection and a standard browser. Merchants access a secure Web site and charge credit cards, perform authorizations and process credits; they also get complete transaction history reports.

IntelliPay has agreements with First Tennessee Bank and First Horizon Merchant Services to provide initial distribution when IDT becomes available in Q1 2004.

IntelliPay, Inc., a Pacific WebWorks, Inc. subsidiary

180 South 300 West, Suite 400

Salt Lake City, Utah 84101

800-497-4988

www.pacificwebworks.com