Product: First Billing Online
Company: First National Merchant Solutions

Nobody likes to pay the bills, but they are as certain as death and taxes. Taking time out of your busy schedule to write out a check for each bill makes the process even less desirable.

For many, recurring bill payment is the solution to this problem. A customer sets up an account with, say, the electric company, attached to a bank account or credit card.

Then every month when the bill is due, the company automatically withdraws funds from the customer's bank account or charges the payments to the customer's credit card.

This payment option doesn't eliminate bills; these will be around for as many years as we can count. However, once customers set up a recurring bill payment account with a company, they can cease to think about it.

First Billing Online, from First National Merchant Solutions, allows merchants to securely and easily manage both recurring and installment billing payments. With a graphic user interface, First Billing Online incorporates both ACH and card-based payments.

Merchants are able to offer multiple payment options. More than one option can be tied to a single customer account. Customers can use either a checking or savings account to make ACH payments, in addition to credit and debit cards.

They also select a first, second, third etc., payment choice. If a checking account has insufficient funds, then it will automatically default to the backup payment account, for example, a credit card.

Merchants can access their billing database at any time day or night. Many industries are using this solution including, telecom, utilities, insurance and property management.

First National Merchant Solutions
One First National Center
1620 Dodge Street
Omaha, NE 68197
800-354-3988
www.fnms.com