Green Sheet
18:07:45 (UTC) 11-14-2025
Americans likely to tighten their belts this holiday season
18:02:38 (UTC) 11-14-2025
Washington Trust adds Clover to its business banking services
18:01:43 (UTC) 11-14-2025
PhotonPay joins Circle's Arc Public Testnet
17:59:07 (UTC) 11-14-2025
Paymentology brings PayCredit to APAC
17:45:03 (UTC) 11-14-2025
National Retail Solutions (NRS) launches Grubhub integration
17:39:03 (UTC) 11-14-2025
Banca Transilvania, BPC deliver Romania’s 1st EU Digital Identity wallet payment
17:37:34 (UTC) 11-14-2025
Ebury launches new mobile app for managing global cash flows on the go
17:34:34 (UTC) 11-14-2025
Cybersecurity: Clear lines of responsibility needed
Breaking News
Friday, November 14, 2025
U.S. holiday spending to dip again in 2025, The Conference Board finds
U.S. consumers are heading into the 2025 holiday season with tighter budgets and heightened caution, according to new data from The Conference Board's Holiday Spending Survey. The average consumer plans to spend $990 on holiday purchases this year, down 6.9 percent from the $1,063 they expected to spend in 2024. In real terms, after adjusting for inflation, this year's planned spending falls well below pre-pandemic norms, the board reported.
Online Edition – Issue 25:11:01
What do merchants really want? - Part 1
We recently reached out to members of The Green Sheet Advisory Board, along with a range of payments professionals who work closely with merchants day in and day out. They hear firsthand what frustrates merchants and what their customers are asking for at checkout. We wanted to find out what merchants are telling them. Are merchants and their customers clamoring for real-time payments? Crypto acceptance? Fast-moving innovations? Or are other things top of mind for them?
Our flipbook edition
Calendar of Events
Community Voices
This week's featured contributor:
PAX
PAX Technology Inc., an electronic payment solutions provider, has placed 60 million terminals located in over 120 countries. As a leading manufacturer of payment solutions, PAX is committed to delivering innovative, high-quality and secure payment solutions to businesses, large and small, worldwide.
Merchant Sales Podcast
November 10th, 2025
Vertical vs General Solution Strategy
As the payments landscape continues to evolve, how should ISOs, agents, and software providers approach 2026—by going all-in on vertical-specific solutions or by refining generalized offerings that can serve a wider market?
In this solo episode, James Shepherd shares hard-earned insights from his experience running both CCStorage, a vertical-specific solution, and Stackably, a more generalized tech platform. He breaks down the advantages and challenges of each approach and offers practical advice on how to align your strategy for growth, innovation, and long-term success in the coming year.
Whether you’re building software, growing an ISO, or rethinking your 2026 roadmap, this is an episode you won’t want to miss.
Company profile from GS240602
Drive revenue, scale operations with B2B cellular connectivity
OptConnect began life in 2000 as a Grant Victor company, providing cellular routers for ATMs. After years of selling routers as ATM accessories, the company expanded into other markets and established OptConnect LLC in 2009, a global wireless connectivity provider that offers a range of cellular connectivity options, from self-managed to fully managed solutions. Chris Baird, president and CEO of OptConnect, said the company is focused on simplifying connectivity. "One size doesn't fit all, especially when it comes to cellular connectivity," he said, adding that OptConnect provides IoT project expertise, resources and support.
