News From the Wire

17:16:27 (UTC) 01-02-2026

Digital payments growth is reshaping South Africa's economy

17:14:49 (UTC) 01-02-2026

U.S. online gambling ecosystem continues to evolve rapidly

17:08:40 (UTC) 01-02-2026

Canada payments market forecast report 2025-2030 available

17:07:30 (UTC) 01-02-2026

Vibe Retail POS gains momentum as retailers seek legacy POS alternatives

17:50:24 (UTC) 12-31-2025

Nexa Cards strengthens security roadmap with AI identity technology

17:48:19 (UTC) 12-31-2025

DeFi project Mutuum Finance achieves $19.5M in funding with Phase 7 in motion

17:44:26 (UTC) 12-31-2025

Digital banking strategic intelligence report 2025 available

17:42:57 (UTC) 12-31-2025

Vietnam alternative lending report 2025 available



Breaking News

Wednesday, December 31, 2025

Life after the penny: rounding, regulation, retail risk

The federal government's phasing out of pennies is proving problematic for America's retailers but could provide added impetus for them to embrace card payments. Pennies may be small change, but they add up, as anyone in merchant services can attest. (At 2 percent, for example, the processing fee collected on a $2 purchase is 2 cents. Multiply that by hundreds or thousands and you're getting into real money.)

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Online Edition – Issue 25:12:02

2025 year in review: it was a happening year

Whenever a new administration takes charge of the federal government, businesses and individuals alike brace for changes. Couple that with ongoing innovations in commerce and payments – think artificial intelligence, digital payments, crypto payments – and it's clear 2025 was a year brimming with change.

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Our flipbook edition

Community Voices

This week's featured contributor:

Ken Musante,<br>Napa Payments and Consulting

Ken Musante,
Napa Payments and Consulting

As leader of Humboldt Merchant Services and Eureka Payments, and an executive for JPMorgan Chase division WePay, Ken gained unparalleled expertise in successful payments platforms.

Merchant Sales Podcast

Merchant Sales Podcast

James Shephard & Patti Murphy

December 22nd, 2025

Rethinking the Agent Model for 2026

As the payments industry looks toward 2026, many agents and ISOs are realizing the traditional agent model is under pressure. In this episode, James Shepherd sits down with Keith Sampson for an honest conversation about burnout, goal setting, and why chasing high splits often leads to unsustainable businesses. Keith shares lessons from building and exiting companies, navigating personal and professional burnout, and rethinking how payments fits into a larger long-term strategy.

Together, they break down why the agent model is changing, how to think differently about referral versus dealer structures, and what it really takes to build lasting wealth in today’s integrated payments landscape. The episode also includes a Today in Payments segment with Patti Murphy, covering timely industry news and updates not included in this interview.

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Spotlight Innovators

Company profile from GS240602

Drive revenue, scale operations with B2B cellular connectivity

OptConnect began life in 2000 as a Grant Victor company, providing cellular routers for ATMs. After years of selling routers as ATM accessories, the company expanded into other markets and established OptConnect LLC in 2009, a global wireless connectivity provider that offers a range of cellular connectivity options, from self-managed to fully managed solutions. Chris Baird, president and CEO of OptConnect, said the company is focused on simplifying connectivity. "One size doesn't fit all, especially when it comes to cellular connectivity," he said, adding that OptConnect provides IoT project expertise, resources and support.

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Company Profile list

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