News From the Wire

15:15:05 (UTC) 01-23-2026

Billtrust finds ERP systems alone can't meet modern AR demands

15:13:18 (UTC) 01-23-2026

Mercuryo, Visa aim to support global expansion of Visa Direct off-ramping service

15:11:13 (UTC) 01-23-2026

USDC on Algorand now available on Kraken

15:09:45 (UTC) 01-23-2026

Finseca applauds FSI's leadership in strengthening financial security profession

15:07:51 (UTC) 01-23-2026

Equifax ntroduces enhanced synthetic identity fraud detection

15:06:35 (UTC) 01-23-2026

Vantaca appoints new chief revenue officer and chief product officer

15:03:48 (UTC) 01-23-2026

Iliad Solutions moves to new Leeds headquarters at 1 City Square

15:02:47 (UTC) 01-23-2026

Juspay Secures $50M from WestBridge Capital to drive global expansion



Breaking News

Friday, January 23, 2026

Surcharging a complex challenge for merchants, J.D. Power finds

Credit card surcharging poses a tough balancing act for business owners. Better than a third (35 percent) of card-accepting businesses now assess surcharges when customers pay using credit cards, according to a new study from J.D. Power. However, nearly a third (32 percent) report that customers occasionally or frequently cancel purchases and walk away rather than pay the surcharge.

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Online Edition – Issue 26:01:01

Payments in 2026: From promise to pressure test

For much of the past decade, payments innovation has been defined by acceleration powered by increasingly sophisticated technology. Faster checkout. Faster settlement. Faster onboarding. Faster decisions. By the time 2025 drew to a close, the industry had grown accustomed to constant motion and to the assumption that progress itself was the goal. In 2026, that assumption begins to break down.

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Our flipbook edition

Merchant Sales Podcast

Merchant Sales Podcast

James Shephard & Patti Murphy

January 25th, 2026

The Hard Truth About Scaling in Payments

In this episode of the Merchant Sales Podcast, James Shepherd sits down with Jaron Rice for a candid, unfiltered conversation about growth, control, and the realities of scaling in the payments industry. Jaron shares his personal journey from building a book, registering directly, experimenting with scale, and ultimately redefining what success actually looks like in today’s market.

They break down hard-earned lessons around ownership, operational complexity, team building, and why bigger isn’t always better. The conversation challenges common assumptions about growth and offers a more sustainable framework for long-term success. The episode also includes a Today in Payments segment covering major shifts in crypto cards, stablecoins, and macro payment trends shaping the future of the industry.

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Company profile from GS260101

Process globally with your own branded, multi-acquirer platform

In April 2020, right after a once-in-a-century earthquake roiled Croatia, Field39 was born. The founders wanted to shake up cross-border commerce with a technology suite and knowledge base where people could learn about the technologies that power financial transactions.

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