News From the Wire

19:22:07 (UTC) 01-26-2026

Equifax introduces Income Confirm to strengthen decisioning during cc origination

17:12:12 (UTC) 01-26-2026

Middle East BNPL market projected to reach US$ 330.67 billion by 2035

17:08:08 (UTC) 01-26-2026

2D barcode reader market size to surpass USD 17.28 billion by 2033

17:04:45 (UTC) 01-26-2026

Fiserv, Affirm join forces to bring flexible payments to Debit

17:02:31 (UTC) 01-26-2026

BLAQclouds expands Web3 infrastructure with ApolloCASH

16:59:14 (UTC) 01-26-2026

Reliance Global to acquire controlling stake in cybersecurity firm Enquantum

16:56:29 (UTC) 01-26-2026

Jelou raises $10M to build AI apps that move money on WhatsApp

16:53:51 (UTC) 01-26-2026

Alsa places second at Circle, Google-backed agentic commerce on Arc Hackathon



Breaking News

Friday, January 23, 2026

Surcharging a complex challenge for merchants, J.D. Power finds

Credit card surcharging poses a tough balancing act for business owners. Better than a third (35 percent) of card-accepting businesses now assess surcharges when customers pay using credit cards, according to a new study from J.D. Power. However, nearly a third (32 percent) report that customers occasionally or frequently cancel purchases and walk away rather than pay the surcharge.

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Online Edition – Issue 26:01:01

Payments in 2026: From promise to pressure test

For much of the past decade, payments innovation has been defined by acceleration powered by increasingly sophisticated technology. Faster checkout. Faster settlement. Faster onboarding. Faster decisions. By the time 2025 drew to a close, the industry had grown accustomed to constant motion and to the assumption that progress itself was the goal. In 2026, that assumption begins to break down.

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Our flipbook edition

Community Voices

This week's featured contributor:

Global Legal Law Firm

Global Legal Law Firm

Based in San Diego, Global Legal has specialized in electronic payments litigation, both locally and across the nation, since 2008. The firm's expert litigators represent ISOs, agents, processors, card brands, and numerous other enterprises in the payments and fintech spheres.

Merchant Sales Podcast

Merchant Sales Podcast

James Shephard & Patti Murphy

January 25th, 2026

The Hard Truth About Scaling in Payments

In this episode of the Merchant Sales Podcast, James Shepherd sits down with Jaron Rice for a candid, unfiltered conversation about growth, control, and the realities of scaling in the payments industry. Jaron shares his personal journey from building a book, registering directly, experimenting with scale, and ultimately redefining what success actually looks like in today’s market.

They break down hard-earned lessons around ownership, operational complexity, team building, and why bigger isn’t always better. The conversation challenges common assumptions about growth and offers a more sustainable framework for long-term success. The episode also includes a Today in Payments segment covering major shifts in crypto cards, stablecoins, and macro payment trends shaping the future of the industry.

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Company profile from GS260101

Process globally with your own branded, multi-acquirer platform

In April 2020, right after a once-in-a-century earthquake roiled Croatia, Field39 was born. The founders wanted to shake up cross-border commerce with a technology suite and knowledge base where people could learn about the technologies that power financial transactions.

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