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Trafalgar opts for BPC’s advanced SmartVista card management as-a-service

Thursday, December 18, 2025 — 17:10:10 (UTC)

Trafalgar opts for BPC’s advanced SmartVista card management as-a-service to launch modern debit card issuing for Mexico’s SMEs

Mexico City, Mexico - 18 December 2025 - BPC announced today that Trafalgar SOFIPO, the neobanking arm of Trafalgar Asset Management (TAM) and a regulated financial institution authorized by Mexico’s National Banking and Securities Commission (CNBV), has selected BPC’s next-generation SmartVista platform to enable end-to-end debit issuing and processing for both consumers and businesses.

Delivered fully in the cloud under a Software-as-a-Service model, SmartVista introduces modern debit card products with real-time fraud analytics and strong customer authentication, giving Mexico’s SMEs a faster and more secure way to manage and fund spending domestically and across borders.

Trafalgar chose SmartVista as a SaaS deployment rather than on-premise in line with its strategy to maximize operational efficiency and focus resources on its core financial services, while minimizing infrastructure overhead not directly tied to its business priorities. Among all vendors evaluated, BPC was the only one capable of supporting the specific requirements of SME-oriented issuing, including variable spending hierarchies, multi-user authorization controls and integrated expense reconciliation; features often absent from solutions designed primarily for the retail market.

José Luis Mateos, Chief Operations Officer at Trafalgar, said: “We needed a cloud-based platform capable of scaling with our vision and regulatory standards. With SmartVista, Trafalgar gains a modern, secure debit issuing capability that we can extend to SMEs through our digital channels. It strengthens our ability to launch quickly, operate efficiently and maintain the reliability expected from a regulated institution.”

BPC modernized Trafalgar’s card issuance with SmartVista Card Management and SmartVista Fraud Management, both delivered as SaaS. The platform supports the issuance of consumer and commercial debit cards, while its fraud prevention layer combines AI-driven rule-based scoring, behavioral profiling through machine learning and transaction-level controls to secure every channel.

Leveraging SmartVista’s advanced integration layer, BPC connected seamlessly to Trafalgar’s proprietary web and mobile banking platforms, which are powered by Incode Technologies for biometric verification, directly connected to Mexico’s national ID system (INE) and in the process of connecting directly to SPEI, the direct transfer network of Mexico’s Central Bank (Banxico). The integration also extends to Auronix, enabling transactional experiences and account servicing via WhatsApp, ensuring instant funding and a unified customer journey from day one.

The solution links disbursements directly to debit cards, allowing SMEs to pay suppliers and manage employee expenses instantly, without operational delays or on-premise infrastructure costs. With modern, fully cloud-based technology now supporting its operations, Trafalgar can accelerate the rollout of new financial products and capabilities with confidence. Looking ahead, Trafalgar and BPC plan to extend the platform’s capabilities by adding credit card issuance and expanding into merchant acquiring solutions - building a comprehensive payments ecosystem for Mexico’s business community.

Daniel Hernández, Business Development Director & Country Manager Mexico, BPC, added: “Mexico’s SME economy deserves advanced payments technology that is scalable, adaptable and moves at fintech speed. SmartVista’s cloud-native microservices and open APIs let Trafalgar innovate quickly, operate reliably and scale confidently, with advanced AI-powered fraud prevention tools embedded across the cardholder lifecycle. We’re proud to be their technology partner for what comes next.”

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About BPC BPC is a proven industry leader that is shaping the world of transactions with quick, safe and easy payment processing. With a focus on exceptional technology development and customer service, BPC helps tier 1, tier 2 financial institutions, fintechs, SMEs and other businesses to deliver innovative and best-in-class proven solutions that fit with today’s consumer lifestyle when banking, shopping, or moving in both urban and rural areas. With more than 500 customers across 140 countries, BPC collaborates with all ecosystem players to deliver services for the digital world. Its core product SmartVista suite comprises cutting-edge banking, commerce, and mobility platforms that enable innovative solutions for digital banking, ATM and switching, payments processing, card, and fraud management, financial inclusion, merchant portals, transport, and smart cities. To find out more about how BPC can help businesses deliver a seamless payments processing experience to consumers, please visit www.bpcbt.com

About Trafalgar Asset Management (TAM) Trafalgar Asset Management (TAM) is an investment firm founded in 1998, specializing in strategic asset management and long-term value creation across regulated industries. With over US $400 million in assets under management, TAM has built and operated enterprises spanning finance, telecom, biotechnology, and advisory. Its regulated financial arms include Trafalgar SOFIPO (neobanking for SME credit, savings, and payments), Trafalgar Pay (cross-border payments) and an insurance arm.

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Source: Company press release.

Categories: Partnership