News from the Wire
Poland alternative lending databook report 2025 available
Wednesday, December 31, 2025 — 17:41:36 (UTC)
Dec 31, 2025 8:47 AM Eastern Standard Time
Poland Alternative Lending Databook Report 2025: Market to Grow by 14.2% to Reach $2.42 Billion this Year - Forecast to 2029 - ResearchAndMarkets.com
DUBLIN--(BUSINESS WIRE)--The "Poland Alternative Lending Market Size & Forecast by Value and Volume Across 100+ KPIs by Type of Lending, End-User Segments, Loan Purpose, Finance Models, Distribution Channels, and Payment Instruments - Databook Q4 2025 Update" report has been added to ResearchAndMarkets.com's offering.
Alternative lending market in Poland is expected to grow by 14.2% annually, reaching US$2.42 billion by 2025.
The alternative lending market in the country has experienced robust growth during 2020-2024, achieving a CAGR of 15.5%. This upward trajectory is expected to continue, with the market forecast to grow at a CAGR of 13.2% from 2025 to 2029. By the end of 2029, the alternative lending market is projected to expand from its 2024 value of US$2.12 billion to approximately US$3.98 billion.
This report provides a detailed data-centric analysis of the alternative lending industry in Poland, offering comprehensive coverage of both overall and alternative lending markets. It covers more than 100+ KPIs, including loan disbursement value, loan disbursement volume, average loan ticket size, and penetration rate.
In addition, the analysis captures borrower demographics by age, income, and gender, alongside delinquency performance indicators. Collectively, these datasets provide a comprehensive and quantifiable view of market size, structure, lending behavior, and risk dynamics within the lending ecosystem.
The analyst's research methodology is based on industry best practices. Its unbiased analysis leverages a proprietary analytics platform to offer a detailed view of emerging business and investment market opportunities.
Reasons to buy
Comprehensive Market Intelligence: Gain an integrated view of the overall and alternative lending landscape, combining macroeconomic context with detailed lending performance indicators such as loan disbursement value, volume, and average ticket size.
Granular Coverage of Alternative Lending: Explore the fast-evolving alternative lending ecosystem, including peer-to-peer (P2P) marketplaces, balance sheet lending, invoice trading, real estate crowdfunding, and hybrid finance models, supported by in-depth segmentation by end-user, loan purpose, and payment instrument.
Segment-Wise Insights and Cross-Analysis: Evaluate lending trends across consumer and SME/MSME segments, using advanced cross-segmentation to link finance models, loan purposes, and payment methods, offering a comprehensive understanding of credit origination dynamics. Borrower-Level Behavioral Analytics: Understand borrower demographics and credit behavior through data on age, income level, gender distribution, and delinquency rates (30-day and 90-day), enabling sharper credit risk assessment and customer targeting.
Digital Infrastructure and Ecosystem Readiness: Assess the enabling digital ecosystem including smartphone penetration, internet access, digital wallet adoption, and real-time payments infrastructure that underpins the growth of fintech-driven lending models.
Data-Driven Forecasts and KPI Benchmarking: Access a comprehensive dataset of 100+ key performance indicators (KPIs) with historical and forecast data through 2030, providing visibility into emerging lending trends, growth drivers, and investment opportunities.
Decision-Ready Databook Format: Delivered in a data-centric, easy-to-analyze format, the Databook supports integration into financial models, strategy decks, and investor presentations, enabling stakeholders, including banks, fintechs, investors, and policymakers, to make informed, evidence-based decisions.
Key Attributes:
Report Attribute Details No. of Pages 200 Forecast Period 2025 - 2029 Estimated Market Value (USD) in 2025 $2.42 Billion Forecasted Market Value (USD) by 2029 $3.98 Billion Compound Annual Growth Rate 13.2% Regions Covered Poland Report Scope
Macroeconomic Overview: Poland Economic Indicators
Poland by Gross Domestic Product (Current Prices) Poland by Population Poland Unemployment Rate Operational Enablers and Infrastructure Readiness
Smartphone Penetration Internet Connectivity & Broadband Access Digital Wallet Adoption Rate Real-Time Payments Infrastructure E-commerce Penetration Poland Lending Market Size and Growth Dynamics
Loan Disbursement Value Loan Disbursement Volume Average Loan Ticket Size Poland Lending Market Segmentation by Lending Type
Bank-based / NBFC Lending Alternative Lending Poland Lending Market Segmentation by End-User
Retail Lending SME / MSME Lending Poland Retail Lending Market Segmentation by Loan Purpose
Housing / Mortgage Loans Auto Loans Education Loans Personal Loans Other Retail Loan Types (e.g., BNPL, Travel, Green Loans, Payday) Poland SME / MSME Lending Market Segmentation by Loan Purpose
Working Capital Loans Expansion Loans Equipment / Machinery Loans Invoice Financing / Factoring Trade Finance (Import / Export) Real Estate / Commercial Property Loans Other SME Lending (e.g., Digital Adoption, Franchise Financing) Poland Lending Market Segmentation by Distribution Channel
Branch / Physical Direct Digital Lending Agent / Broker Channel Poland Alternative Lending Market Size and Growth Dynamics
Loan Disbursement Value Loan Disbursement Volume Average Loan Ticket Size Poland Alternative Lending Market Segmentation by End-User
Consumer Lending SME / MSME Lending Poland Alternative Lending Market Segmentation by Finance Models
P2P Marketplace Balance Sheet Lending Invoice Trading Real Estate Crowdfunding Other / Hybrid Models Combined View: Finance Models by End-User Segments
P2P Marketplace - Consumer Lending / SME Lending / Property Lending Balance Sheet Lending - Consumer Lending / SME Lending / Property Lending Poland Alternative Lending by Loan Purpose - Consumer Lending
Personal Loans Payroll Advance Home Improvement Loans Education / Student Loans Point-of-Sale (POS) Credit Auto Loans Medical Loans Other Consumer Lending Types Poland Alternative Lending by Loan Purpose - SME / MSME Lending
Lines of Credit Merchant Cash Advance Invoice Factoring Revenue-Based Financing Other SME Loan Types Poland Alternative Lending Segmentation by Payment Instrument
Credit Transfer Debit Card E-Money Other Instruments Cross-Segmentation: Finance Models across Payment Instruments
P2P Marketplace across Credit Transfer / Debit Card / E-Money / Other Balance Sheet Lending by Payment Instrument Invoice Trading by Payment Instrument Real Estate Crowdfunding by Payment Instrument Other Models by Payment Instrument Poland Alternative Lending - Borrower-Level Insights: Consumer Demographics & Behavior
Borrower Distribution by Age Group Borrower Distribution by Income Level Borrower Distribution by Gender Poland Alternative Lending Credit Risk & Quality Metrics
Delinquency Rate (30 Days / 90 Days), 2024 For more information about this report visit www.researchandmarkets.com/r/cjf7mr
About ResearchAndMarkets.com
ResearchAndMarkets.com is the world's leading source for international market research reports and market data. We provide you with the latest data on international and regional markets, key industries, the top companies, new products and the latest trends.
Contacts ResearchAndMarkets.com Laura Wood, Senior Press Manager press@researchandmarkets.com For E.S.T Office Hours Call 1-917-300-0470 For U.S./ CAN Toll Free Call 1-800-526-8630 For GMT Office Hours Call +353-1-416-8900
Notice to readers: These are archived articles. Contact information, links and other details may be out of date. We regret any inconvenience.
Source: Company press release. 
Categories: Reports and research
