News from the Wire
Digital banking strategic intelligence report 2025 available
Wednesday, December 31, 2025 — 17:44:26 (UTC)
Dec 31, 2025 6:31 AM Eastern Standard Time
Digital Banking Strategic Intelligence Report 2025: Focus on Compliance Foundations, Modern Core Platforms, Digital Experience Hubs, Operational Infrastructure, Embedded Finance, Lifestyle Ecosystems - ResearchAndMarkets.com
DUBLIN--(BUSINESS WIRE)--The "Strategic Intelligence: Digital Banking" report has been added to ResearchAndMarkets.com's offering.
This report provides an in-depth analysis of the global digital banking market. It explores how changing consumer preferences, regulatory developments, and rapid technological innovation are transforming the competitive landscape.
The report maps the digital banking value chain across six core segments, including compliance foundations, modern core platforms, digital experience hubs, operational infrastructure, embedded finance, and lifestyle ecosystems. The report will help financial institutions align their strategies with emerging customer needs, evaluate digital investments, and identify new opportunities for growth and retention.
Digital banking is no longer a supplementary channel. It has become the foundation of modern financial services. By combining advanced technologies with evolving customer expectations, digital banking enables seamless, accessible, and highly personalized banking experiences. This transformation is occurring at speed and on a global scale, with the sector expected to grow at a compound annual growth rate of 11.3%, reaching $16.2 trillion by 2030. Key drivers include the expansion of mobile adoption, automation powered by AI, cloud-based infrastructure, and the rapid rise of embedded finance.
Report Scope
71% of global consumers prefer digital channels such as mobile apps or online banking for routine financial activities. Mass affluent customers are highly engaged with digital banking but still rely on branches for complex or high-value services such as mortgage applications. Traditional banks are losing ground to fintechs and neobanks that offer faster, more intuitive, and highly personalized digital experiences. Embedded finance and artificial intelligence are key areas for banks seeking to improve net promoter scores and increase product cross-sell. Reasons to Buy
Understand how digital banking is transforming financial services from both front-end user interfaces and back-end infrastructure. Access consumer behavior data from the analyst's proprietary surveying to support digital strategy and product design. Identify key areas of disruption across the digital banking value chain and assess where innovation and investment are most needed. Benchmark leading institutions and technology providers to evaluate emerging threats and potential partners. Use market forecasts, competitive analysis, and customer data to inform strategic planning and business development. Key Topics Covered:
1. Executive Summary
2. Players
3. Thematic Briefing
4. Trends
5. Industry Analysis
6. Value Chain
7. Companies
8. Retail Banking Sector Scorecard
9. Glossary
10. Further Reading
Companies Featured
Fenergo ComplyAdvantage Wells Fargo Deutsche Bank Alloy Onfido BBVA Mizuho Financial Bank Feedzai Fourthline ANZ Credit Agricole Ascent Salv U.S. Bank Bank of Ireland Elliptic Napier Scotiabank Lloyds Banking Group Solarisbank Banking circle Commerbank Permanent TSB ClearBank Cross River Bank CaixaBank Raiddeisen Bank Synapse Evolve Bank & Trust ANZ Deutsche Bank Railsr Green Dot Bank Wells Fargo Marqeta Treasury Prime Banco Sabadell Alloy Hummingbird Trulioo IdentityMind Unit21 ComplyAdvantage Arachnys FortyTwo Data Socure Sardine Trustev Sphonic Persona SentiLink AU10TIX Mitek Systems Middesk Idology Jumio Acuant Temenos Finacle (Infosys) TCS BaNCS Jack Henry & Associates nCino Fiserv Misys Sopra Banking Software Mambu Oracle FLEXCUBE Avaloq Intellect Design Arena FIS Thought Machine Silverlake Axis InfrasoftTech 10x Banking Backbase Path Solutions ERI Bancaire Plaid Tink FDX Quovo Yodlee Akoya OFX ByAllAccounts MX Salt Edge Kontomatik Finleap Connect Finicity Basiq Bankin' Powens TrueLayer OpenWrks eWise Truelayer Citi JPMorgan Chase Danske Bank State Bank of India HSBC Goldman Sachs Commerzbank Mizuho Financial Group Barclays Bank of America Wells Fargo Deutsche Bank ING Capital One U.S. Bank Societe Generale DBS Bank BBVA Salesforce IBM App Connect Fiorano OpenLegacy WSO2 Oracle Integration Cloud Adeptia BizTalk Server TIBCO Software AG Cleo Apache Camel SnapLogic IBM Talend Neuron ESB Jitterbit Boomi Axway Seeburger Cisco Illumio Appgate Juniper Networks Cloudfare Palo Alto Networks Cato Check Point Software Forcepoint Zscaler DentielOne Versa Networks SWIFT The Clearing House CHIPS Automated Clearing House NACHA RTP Network TARGET2 Faster Payments Service RippleNet Mastercard Send SEPA MEPS (Singapore) EBA Clearing FedNow Service BACS KFTC (Korea) Visa Direct RTGS.global BEPS (China) CNAPS (China) Backbase FIS Digital One D3 Banking Infosys Finacle Digital Q2 Holdings Fiserv Digital Banking Crealogix Sopra Banking Engage Alkami Oracle Digital Experience Banno TCS BaNCS Digital nCino Finastra Fusion Digital EdgeVerve Temenos Infinity NCR Digital Banking Liferay Intellect Design Arena Stripe Affirm Green Dot Treasury Prime Square Klarna Synapse Solarisbank Marqeta Shopify Galileo Evolve Bank & Trust Adyen Plaid Bond Cross River Bank PayPal Railsr Unit BBVA Open Platform Salesforce Amazon Web Services Huawei Cloud Rackspace Technology IBM Cloud Google Cloud Platform DigitalOcean CenturyLink Cloud Oracle Cloud Microsoft Azure Joyent Hetzner Online Alibaba Cloud SAP Cloud Platform OVHcloud Virtustream Broadcom Tencent Cloud Linode Skytap For more information about this report visit www.researchandmarkets.com/r/jxypt9
About ResearchAndMarkets.com
ResearchAndMarkets.com is the world's leading source for international market research reports and market data. We provide you with the latest data on international and regional markets, key industries, the top companies, new products and the latest trends.
Contacts ResearchAndMarkets.com Laura Wood, Senior Press Manager press@researchandmarkets.com
For E.S.T Office Hours Call 1-917-300-0470 For U.S./ CAN Toll Free Call 1-800-526-8630 For GMT Office Hours Call +353-1-416-8900
Notice to readers: These are archived articles. Contact information, links and other details may be out of date. We regret any inconvenience.
Source: Company press release. 
Categories: Reports and research