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Paymentology releases Quick Start Guide for card programs in Philippines

Thursday, January 08, 2026 — 17:30:40 (UTC)

Paymentology releases Quick Start Guide to successfully launch card programmes in the Philippines

Produced in collaboration with Flagship Advisory Partners, the guide shares the essential steps to design and scale debit, credit and prepaid card programmes, from pilot to launch.

Singapore | 08 January 2026 - Paymentology, the leading global issuer processor, has shared a new ‘Quick Start Guide’ that gives fintechs, banks and brands a clear route to launching card programmes in the Philippines. Created with consulting firm Flagship Advisory Partners, the guide turns market structure, operating models, regulatory roles and delivery steps into a practical path from idea to go-live.

Card adoption in the Philippines is accelerating at pace. New virtual banks are launching, and rural banks are expanding their models with modern payment methods, all to meet the needs of hundreds of millions of transactions and a rapidly digitising population. In 2025, Filipinos used 283 million cards to move PHP 11.3 trillion, with debit driving five billion annual transactions, prepaid topping 100 million cards and commercial cards surging at 21% growth a year. That mix creates prime conditions for new programmes, provided issuers set clear responsibilities, choose a model that fits and plug into local rails like BancNet.

Minh Ha Truong, Head of Growth Asia Pacific at Paymentology, said: “Launching cards in the Philippines isn’t just about speed to market, it’s about building a sustainable model that can scale within a highly localised ecosystem. This guide distils the practical decisions issuers need to make around operating models, compliance and local rails like BancNet, so they can focus on delivering differentiated products and sustainable growth.”

Paymentology’s Quick Start Guide for New Card Programmes in the Philippines shows issuers how to pick the right operating model - whether technical processing, programme management or co‑branded - and how to define responsibilities across the ecosystem. It also explains how licence sponsors and programme managers can reduce compliance burden while maintaining control of the customer experience. What’s inside the Quick Start Guide for New Card Programmes in the Philippines:

Market and ecosystem overview: how the Philippines card sector is growing, where spend is happening and which products are gaining traction. Operating models explained: what to keep in‑house, what to outsource and how those choices affect speed to market. Roles and regulation made clear: issuers, licence sponsors, programme managers, processors and schemes - who does what and how compliance is managed.

Checklist and roadmap: a step-by-step path from strategy to pilot to scale, with common pitfalls flagged so teams can avoid delays. Erik Howell, Partner at Flagship Advisory Partners, also commented: “Launching a card product here involves a specific mix of licensing, scheme requirements, operating decisions and the use of local rails. Working with Paymentology, we’ve brought these elements together in a way that helps issuers approach the market with clarity and confidence.”

The Quick Start Guide to Card Programmes in the Philippines is available to download now at: www.paymentology.com/guide/issuing-new-card-programmes-philippines

ENDS

Paymentology is the leading next-generation issuer processor, empowering fintechs, digital banks and retail banks to effortlessly launch and manage innovative payment solutions on a global scale. The company drives greater customer choice and value through easy-to-use, integrated platforms and services that help clients to disrupt the status quo, accelerate time to market, and achieve growth.

With a superior multi-cloud platform offering a vast global footprint, and enhanced real-time data, Paymentology distinguishes itself as a leader in the payments industry. Its team of payments experts, with deep local market knowledge, operates across 50 countries and 14 time zones, providing 24/7 support. Paymentology is deeply committed to expanding financial inclusion globally, changing lives and positively impacting the communities in which it operates.

For more information, visit www.Paymentology.com.

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Source: Company press release.

Categories: Announcement