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LoanTube, Cubefunder team up to deliver human-first finance for UK SMEs

Tuesday, October 28, 2025 — 16:22:16 (UTC)

LONDON, UK – 28 October 2025 – LoanTube, the UK’s leading digital credit marketplace, has partnered with Cubefunder, an alternative business lender known for combining technology with a personal touch. The partnership enhances access to fast, flexible, and transparent funding for small businesses, particularly those underserved by traditional high-street banks.

Through a seamless API integration, Cubefunder joins LoanTube’s network of over 50 lenders, allowing the platform’s AI-powered engine to match SMEs with tailored, pre-qualified loan offers in real time. Together, the two companies are addressing the UK’s £20 billion SME funding gap by ensuring that capital is both widely accessible and human-centred.

“Our partnership with Cubefunder combines our proprietary AI-powered technology with a human touch,” said Gurprit Singh Gujral, Founder and CEO of LoanTube. “Whilst faster lending decisions are important, it’s also important to build trust and Cubefunder’s approach of meeting business owners where they are is helping them secure the finance they need to grow with confidence.”

Cubefunder’s approach to business lending pairs speed with personal engagement. As part of every application, a Cubefunder representative visits each business in person before funding, reinforcing its belief that lending should be personal as well as data-driven. Following the visit, approved businesses typically receive funds within 24 hours.

"At Cubefunder, we’re always looking to partner with forward-thinking platforms that share our commitment to supporting SMEs and LoanTube is a perfect example of that”, said Gary Miller-Cheevers, CEO of Cubefunder. “This integration makes it even easier for brokers and businesses to access the funding they need, quickly and transparently. We’re proud to be working together and excited to see how this partnership continues to grow."

The partnership marks another step in LoanTube’s commitment to making fair, transparent, and accessible finance a reality for UK SMEs. By combining open banking data, real-time analytics and AI-driven matching to deliver accurate, pre-qualified offers for consumers and SMEs. LoanTube analyses live turnover, cash flow and volatility to build dynamic borrower profiles, even for thin-file or early-stage firms.

Integrated with Companies House, credit bureaus and lender APIs, it instantly connects businesses with the right lenders while maintaining a human-centred experience built on guidance and trust. By replacing outdated credit scoring with live financial insights, it ensures lending decisions are fair, transparent and inclusive, helping individuals and small businesses access finance with confidence.

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About LoanTube LoanTube is a digital credit marketplace that empowers UK consumers, and now small businesses, to compare and select the right loan products to lead their best financial lives. Launched in 2019 and regulated by the Financial Conduct Authority (FCA), LoanTube partners with over 50 of the UK’s most trusted lenders, delivering real-time, personalised loan options tailored to each borrower’s unique needs.

LoanTube opens up access to fair, transparent and competitively priced credit for consumers and business owners too often overlooked by traditional finance. Committed to financial empowerment, the LoanTube platform demystifies complex terms like APR and interest rates, helping users make confident, informed borrowing decisions. It offers in-depth guides on all supported loan products, real-time rate comparisons, transparent cost breakdowns and top-tier customer support, reflected in its outstanding 4.9 Trustpilot rating.

LoanTube is a trading style of Tiger Lion Financial Limited. Tiger Lion Financial Limited is authorised and regulated by the Financial Conduct Authority.

About Cubefunder Cubefunder provides fast, flexible business loans of up to £100,000 for SMEs, focusing on affordability and cash flow rather than collateral. Every customer is visited at their place of business before

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Source: Company press release.

Categories: Partnership