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Pulse joins forces with Binq to enable seamless embedded lending in UK

Thursday, February 26, 2026 — 17:11:16 (UTC)

Pulse Joins Forces with Binq to Enable Seamless Embedded Lending in the UK

London, UK, 26 February 2026: Pulse, a leading embedded credit and SaaS company, has announced a new strategic partnership with Binq, a UK-based AI-powered business marketplace and app.

The partnership brings together Pulse's transformative embedded lending infrastructure, Binq's growing SME marketplace, and tailored funding solutions from Nucleus Commercial Finance to deliver faster, more intelligent access to finance for small businesses across the UK.

Through this collaboration, Pulse will power the underlying technology that enables real-time credit decisioning and impeccable lending journeys, while Nucleus Commercial Finance provides reliable and timely funding. Binq will serve as the aggregation and distribution platform, allowing SMEs to explore and access multiple funding options directly through its app and marketplace experience. This strategic partnership is designed to remove friction from business lending and significantly reduce the time it takes for SMEs to secure critical funding.

For many small businesses, accessing funding remains slow, manual, and fragmented. By integrating Pulse's API-first intelligence and data orchestration capabilities, Binq users will be able to receive near-instant eligibility assessments, complete loan applications in minutes, and access a wider range of bespoke funding options through Nucleus. The result is a more efficient, convenient and digital lending process for borrowers, and improved data quality and risk assessment for lenders.

Jamie Stewart, CEO of Binq, said:

"Being able to access the right funding at the right time is essential for SMEs, helping them to bridge cashflow, boost inventory or invest in growth. But funding from traditional and high-street banks can often be too complicated and slow. Our partnership with Pulse and Nucleus removes those barriers and means business owners can see an even wider range of fast, flexible and hassle-free funding options with Binq."

Yasmine Holliday, Head of Partnerships at Nucleus Commercial Finance, commented:

“Pulse's embedded lending technology will empower Binq to deliver funding in a way that is both scalable and highly responsive. Partnering with Binq allows us to extend our reach and provide even more SMEs with faster access to Nucleus's bespoke funding solutions through a reputable marketplace."

Chirag Shah, CEO, Pulse, added:

"At Pulse, we focus on embedding seamless, intelligent, digital credit journeys directly into platforms that SMEs already use. Our partnership with Binq, alongside Nucleus as funding provider, brings together technology, distribution, and capital to create a smarter, faster way for UK businesses to access finance."

About Pulse

Pulse is an award-winning, AI-powered data, SaaS and embedded credit enabler powering intelligent, real-time lending for banks, lenders, and financial institutions. Designed to remove friction from business finance, Pulse enables partners to embed fast, seamless, and fully digital credit journeys directly into existing systems and tools that SMEs already use. Pulse's market footprint includes a database of 7 million+ SMEs, underpinning its data-rich, scalable underwriting and risk assessment capabilities.

Pulse's modular, API first technology combines automated underwriting, real-time data orchestration, configurable decisioning, and built-in compliance to deliver instant, explainable credit decisions at scale. By unifying data ingestion, credit assessments, loan origination, and servicing within a single interoperable interface: Unified Lending Interface (ULI), Pulse helps banks, lenders, and aggregators reduce operational complexity, scale volumes and revenue, while accelerating time to funding. Pulse powers several leading brands across the UK, enabling seamless embedded finance and smarter access to funding.

Trusted by leading banks, lenders, brokers, and aggregators, Pulse acts as the intelligence layer behind modern, embedded finance, connecting distribution, data, and capital to unlock better access to funding for SMEs.

About Binq

Binq is giving the UK's 5.5 million SMEs the power to make faster, smarter and better decisions. Binq's 24/7 AI assistant understands each business from day one, surfacing insights, flagging issues, and offering support when it matters most, while human experts are always available when needed.

Using open banking data and Smart Search technology, Binq matches businesses with personalised funding options, cheaper insurance and energy offers, and better banking services. Binq was recognised by Moneynet as the UK's Best Business App, just six months after launching.

Binq is part of Intelligent Lending, a group of four fintech businesses – including Ocean, CredAbility, and TotallyMoney – who are using data and technology to support people and businesses improve their financial wellbeing.

With more than 250 staff, Intelligent Lending has offices across Europe, including London, Cyprus and Italy, with its headquarters in the UK's leading hub for media, creativity and innovation, MediaCity Salford Quays.

About Nucleus Commercial Finance Nucleus Commercial Finance is a UK-based, award-winning provider of flexible, tailored funding solutions for SMEs. Leveraging Pulse's embedded lending technology, Nucleus transforms the way businesses access finance by combining speed, data-driven decisioning, and bespoke lending options, all within a fully digital, seamless experience.

By integrating advanced credit orchestration, real-time risk assessment, and automated underwriting, Nucleus enables SMEs to receive faster eligibility checks, instant credit decisions, and much faster access to capital.

With more than 13 years of experience, Nucleus is trusted by banks, alternative lenders, brokers and marketplaces across the UK, powering smarter lending journeys that are scalable, responsive, and fully embedded. Through strategic partnerships with leading brands, Nucleus is helping redefine SME finance, making access to capital faster, fairer, and more transparent.

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Source: Company press release.

Categories: Partnership