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Stories by Adam Atlas

24:09:02 - Payment processing family tree: A glossary of participants

24:07:02 - Independent contractor versus employee minefield

24:04:02 - Legal ease: Key ISO rights and how to spot them

24:03:01 - Legal ease: Who owns this data?

24:01:01 - AI is coming for us: Legal strategies for ISOs

23:08:02 - Legal ease: The Green Sheet opens doors for legal advice and learning

23:06:02 - Legal ease: SEC crypto crackdown: Learning what ISOs have known for decades

23:05:01 - ISOs gone digital: Legal implications for digital-only ISOs

23:04:01 - Bankrupt acquiring bank !#* What’s an ISO to do under the law?

23:03:01 - Legal ease: Sanctions compliance in payment processing

22:12:02 - Legal ease: AI 1; lawyers: 0 - but what will AI do to payments?

22:12:01 - Legal ease: FTX: Dishonesty, nothing legal to see here

22:11:01 - ISO VAR/ISV relationships: Legal opportunities and challenges

22:07:01 - Legal ease: Complex international processing: opportunity and risk

22:05:01 - Legal ease: 50 ways to sell your ISO

22:02:02 - Legal ease: Payment technology licensing – Part 3: Web 3.0, blockchain, decentralized technology

22:01:01 - Legal ease: Payment technology licensing - Part 2: What should and shouldn't be free?

21:12:01 - Legal ease: Payment technology licensing Part 1: How to build for licensure

21:11:01 - Personal guarantees in payments

21:10:01 - Legal ease: Card issuing: the flavor of the month in acquiring

21:08:01 - Are agents employees or independent contractors?

21:06:01 - AML for ISOs

20:12:02 - Legel ease: Buyout gotchas: watch out portfolio sellers

20:10:01 - Legal ease: Legal culture in payments

20:07:02 - Wirecard: Legal lessons

20:04:02 - Force majeure clauses - never read until now

20:03:01 - ISO and VAR integrations, a legal take

20:01:02 - Open banking and neobanks for ISOs

19:12:01 - Legal strategies for ISOs facing processor consolidation

19:11:01 - Legal strategies of successful ISOs

19:09:02 - Who's really who in the payment processing biz?

19:08:02 - Fraud stories: Bottom of the legal barrel

19:07:02 - ISO succession planning

19:06:02 - Navigating ISO agreement termination

19:05:01 - Payments law for autonomous devices

19:04:01 - Issuing: the new acquiring

19:02:02 - $6 billion Visa Mastercard settlement update

19:01:02 - 2019: Back to payments basics

18:12:02 - Data breach allocation of liability

18:10:02 - Law, payments and national security

18:09:02 - California goes European with the California Consumer Privacy Act

18:06:01 - Legal ease: ISO contract management in the digital age

18:04:01 - Mixing family and an ISO business

18:01:02 - Moving merchants: Great support or biting the hand that feeds?

17:11:02 - ISO risk from third-party providers

17:09:02 - ISO technology contracting

17:07:01 - Cyber-security for ISOs: The crossroads of law and security

17:06:01 - Is bitcoin the end of payments as we know them?

17:03:02 - A legal take on the rise of legitimate aggregation

17:02:02 - Secrets: A contemporary legal take

17:01:02 - ISO portfolio seller's checklist

16:11:02 - Gateways rising

16:10:01 - Not too big to fail: Processor bankruptcy

16:09:01 - Payfac: Fad or new norm?

16:07:02 - Contract management in the paperless age

16:06:02 - Consolidation in acquiring

16:05:02 - Best processor moves

16:04:02 - Getting legal with millennials in payments

16:03:02 - What to do when a processor stops paying

16:02:02 - Understand and honor confidentiality

16:01:02 - Termination: The end or a new beginning?

15:12:01 - Best get it in writing

15:11:01 - Industry tradeshows and the law

15:09:02 - Legal ease: When is an ISO an MSB?

15:08:02 - Legal ease: Choosing a lawyer for your payment business

15:06:02 - Legal ease: ISO and Payfac reserves: A legal perspective

15:05:02 - ISO legal blunders

15:04:01 - Oral promises and ISO contracts

15:03:01 - ISO third-party integrations and data sharing

15:01:02 - ISO goes to court: What to expect

14:12:02 - The ISO calendar: Don't set and forget your ISO agreement

14:11:02 - Don't get gouged by pass-through, pass-through, pass-through

14:10:02 - Cascading, overlapping contracts for ISOs, agents, sub-agents and downlines

14:05:02 - Becoming a money transmitter

14:04:02 - App licensing for ISOs

14:02:01 - The MFA: What payment pros must know in 2014

14:01:01 - ISOs going paperless – a legal perspective

13:12:01 - Virtual currencies and the law – a primer for ISOs

13:08:01 - Legal issues for the SEO-minded ISOs, MLSs

13:06:01 - Online sales tax: Gain new income from the MFA

13:04:01 - Scenarios to avoid in portfolio sales

13:03:01 - Should ISOs have an AML policy?

13:02:01 - Confidentiality: A refresher on ISO, MLS obligations

12:12:02 - Subtle but crucial factors in portfolio sales

12:11:01 - Coping with PCI noncompliance fees

12:10:01 - Legal disputes: Head them off at the pass

12:08:01 - MFA: The acquirer's role in taxing online sales

12:06:01 - The shifting ground of pricing

12:05:01 - Don't let your processor do this to you

12:03:02 - Pricing surprises: Don't let processors eat your lunch

12:02:02 - Legal strategies for an evolving marketplace

11:11:01 - When big money meets small ISOs

11:09:02 - ISOs and social media: Staying in compliance

11:08:01 - ISO and MLS dispute settlement

11:07:01 - What is my portfolio worth anyway?

11:04:02 - Memorable ISO legal catastrophes

11:03:02 - IRS filing fees: Revenue and contractual shakeup

11:01:02 - ISO legal setup steps

10:12:02 - Paperless merchant acquiring: A legal perspective

10:11:01 - Making hay of new IRS reporting requirements

10:10:01 - Partnering in an ISO business

10:09:01 - Assignment provisions in ISO and agent agreements

10:08:01 - Agent or employee: Which are you?

10:05:02 - Residual protection at 'portability moments'

10:04:02 - Contractual pricing pitfalls

10:02:02 - Claws in merchant contracts

10:01:02 - One company per ISO deal

09:11:01 - Legal aspects of high-risk processing

09:10:01 - Reserve accounts and processor meltdowns

09:09:01 - Negotiating agreements in the Great Recession

09:08:01 - Seven reasons to avoid exclusivity

09:06:02 - Fallout from the Great Recession

09:05:02 - Pitfalls to avoid in acquiring relationships

09:04:02 - Payments and social networking:
A legal perspective

09:03:02 - Steer clear of buyout pitfalls

09:02:02 - Keep an eye on the store

09:01:02 - Bankrupt banks and credit card acquiring

08:12:02 - The law of fine print

08:11:02 - A clean exit

08:09:01 - Be calendar-wise

08:08:01 - Becoming registered

08:07:02 - Canadian payments revolution - eh!

08:07:01 - Exit portfolio, many offramps

08:06:01 - Shop before you sign

08:05:01 - Merchant security is your business

08:03:02 - State security laws loom

08:02:02 - Portfolio sale pitfalls

08:01:02 - Merchant services hierarchy

07:12:02 - MLS or ISO: Which one are you?

07:11:02 - Liability limbo: Where will you land?

07:10:02 - The next ISO widow could be yours

07:09:02 - Time's up for one cash advance patent

07:08:02 - Primo processor practices

07:07:02 - The all-time dirtiest processor tricks

07:06:02 - The lowdown on locked documents

07:05:02 - What if my ISO tanks?

07:04:02 - The ABCs of portfolio sales



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