Page 3 - gs150801
P. 3
InsideGS
LIFETIME RESIDUALS Cover Story Features
TIME IS Be proftable with authorization By Ann Train Digital wallets face uphill battle ..............................................33
WITH 1.5c IP
The Mobile Buzz:
Bitcoin gold rush continues ...........................................................1
fees as low as 1.5c IP/2.0 cents
Despite speculation that digital wallets will lead to cashless societ-
Capital investment in cryptocurrency companies is at an all-time
dial-up and 0 BIN fees.
high. Most such investments have gone to bitcoin-related ven-
ies, adoption has yet to reach critical mass. However, analysts have
RUNNING BONUSES ON News Company Profles
recommended strategies to spur adoption.
tures, which are diverse and ambitious.
Pitfalls of proliferating payment speak ................................50
Serving the connected customer of the future .................54
CFPB urges faster, safer consumer payments ....................10
Faster payments are fne so long as consumers don't become
EVERY DEAL
UT As October quickly approaches Start with a $3,000 signing PayPal gets wings, makes mobile play .................................12 Opus:
short changed, according to the CFPB, which recently published a
Global payment service provider ............................................32
set of principles it wants to see new systems built around.
bonus, and make up to
merchants are running out of
TopCreditCardProcessors.com:
$1,000 per merchant. You’ll
time to get their EMV equipment.
Picking the industry's top players ..........................................35
Spun of from its parent company eBay, PayPal begins anew as
Make sure you are offering
mobile solutions.
your merchants the best EMV even get bonuses on our a public company with a strong balance sheet and designs on Education
becoming a dominant player in the mobile payments space.
Street Smarts
SM
equipment in the industry that now PCI SSC revamps P2PE, device standards ............................14 How can I grow my business? ....................................................42
comes ready to accept Apple Pay™, After thorough review and input from payments industry stake- By Jeffrey I. Shavitz, TrafcJamming LLC
Google Wallet, and Soft Card! holders, the PCI Security Standards Council (PCI SSC) recently The answer to how to grow a payment business is incredibly
AWARD WINNING
SUPPORT released a comprehensive update to its encryption standard. complex and, unfortunately, there is no single correct answer, nor
is there a one-size-fts-all formula.
Get customized marketing, ETA returns to San Francisco for Transact Tech .................14
robust reporting, training The Electronic Transactions Association and sponsors PayPal Inc. Staying informed in the payments biz:
opportunities, and around and Discover Financial Services will hold a brand new industry A sane approach ...............................................................................44
By Jef Fortney, Clearent LLC
the clock support. event, Transact Tech, on Nov. 10, 2015, in San Francisco.
Bitcoin exchanges gain traction, dodge VAT ......................16 A number of MLSs have become fearful that they no longer have
the knowledge base they need to be successful, but they can learn
The EU's Court of Justice Advocate exempted bitcoin trading from what to do and not do.
Europe's value-added tax. The tribunal heard arguments from EMV: The clock is ticking ..............................................................46
FREE EQUIPMENT Estonia, Germany and Sweden before reaching its decision. By Michael Gavin, Cayan
From countertop terminals Industry Update ...............................................................................18 As your merchants' go-to resource for anything payments related,
to online gateways, give Views it's up to you to educate them on the importance of EMV and the
merchants access to the New credit card scam at resort area hotels .........................25 critical liability shift. And there's an upside for you.
largest selection of equipment. By Chris O'Donnell, Instabill Corp. The one man show: Selecting ISO partners ........................48
A recent payment scam to hit consumers and destination hotels By John Tucker, 1st Capital Loans LLC
has taken on a life of its own in Orlando, Fla., San Diego and other In selecting ISO partners, many MLSs use a generic approach, fo-
vacation hot spots. cusing on ofers like signing bonuses and free equipment. Instead,
NEXT DAY FUNDING Insider's report on payments: they should use their unique value propositions to flter ISOs.
NAB offers merchants next Fighting online scammers ...........................................................28 New Products
day funding. By Patti Murphy, ProScribes Inc.
BECOME A NORTH AMERICAN BANCARD SALES PARTNER According to the Internet Crime Complaint Center, gift card fraud Global payments, localized currencies .................................52
Multifaceted, omnichannel POS technology .....................53
AND YOU’LL GET THE TOOLS, SUPPORT, AND CUSTOMIZABLE is an escalating problem. Several scams involving the cards have
RESIDUAL PROGRAM THAT WILL HELP BUILD AND GROW been reported to the center. Don't let one of them snare you. Inspiration
YOUR PORTFOLIO. JOIN THE TEAM TODAY! NO CANCELLATION The most valuable merchant portfolio .................................30 The Jurassic world of work ..........................................................57
FEES By Adam Hark, MerchantPortfolios.com Departments
Call 877.520.3620 or visit gonab.com/emvequip Offer your merchants no What if we were to build the perfect, most valuable merchant
cancellation fees while portfolio? Where would we start? First, we would need to identify Letter From the Editors ....................................................................5
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other keeping your bonus, and the top drivers of value in merchant portfolio sales. Readers Speak ......................................................................................8
countries. Apple Pay and Touch ID are trademarks of Apple Inc. ©2015 North American Bancard - All Rights Date Book ............................................................................................55
Reserved. North American Bancard, LLC is a registered ISO of Wells Fargo Bank, N.A., Walnut Creek, CA. placing free equipment.
Calendar Of Events..........................................................................56
Resource Guide .................................................................................58
Advertiser Index ...............................................................................70
3
LIFETIME RESIDUALS Cover Story Features
TIME IS Be proftable with authorization By Ann Train Digital wallets face uphill battle ..............................................33
WITH 1.5c IP
The Mobile Buzz:
Bitcoin gold rush continues ...........................................................1
fees as low as 1.5c IP/2.0 cents
Despite speculation that digital wallets will lead to cashless societ-
Capital investment in cryptocurrency companies is at an all-time
dial-up and 0 BIN fees.
high. Most such investments have gone to bitcoin-related ven-
ies, adoption has yet to reach critical mass. However, analysts have
RUNNING BONUSES ON News Company Profles
recommended strategies to spur adoption.
tures, which are diverse and ambitious.
Pitfalls of proliferating payment speak ................................50
Serving the connected customer of the future .................54
CFPB urges faster, safer consumer payments ....................10
Faster payments are fne so long as consumers don't become
EVERY DEAL
UT As October quickly approaches Start with a $3,000 signing PayPal gets wings, makes mobile play .................................12 Opus:
short changed, according to the CFPB, which recently published a
Global payment service provider ............................................32
set of principles it wants to see new systems built around.
bonus, and make up to
merchants are running out of
TopCreditCardProcessors.com:
$1,000 per merchant. You’ll
time to get their EMV equipment.
Picking the industry's top players ..........................................35
Spun of from its parent company eBay, PayPal begins anew as
Make sure you are offering
mobile solutions.
your merchants the best EMV even get bonuses on our a public company with a strong balance sheet and designs on Education
becoming a dominant player in the mobile payments space.
Street Smarts
SM
equipment in the industry that now PCI SSC revamps P2PE, device standards ............................14 How can I grow my business? ....................................................42
comes ready to accept Apple Pay™, After thorough review and input from payments industry stake- By Jeffrey I. Shavitz, TrafcJamming LLC
Google Wallet, and Soft Card! holders, the PCI Security Standards Council (PCI SSC) recently The answer to how to grow a payment business is incredibly
AWARD WINNING
SUPPORT released a comprehensive update to its encryption standard. complex and, unfortunately, there is no single correct answer, nor
is there a one-size-fts-all formula.
Get customized marketing, ETA returns to San Francisco for Transact Tech .................14
robust reporting, training The Electronic Transactions Association and sponsors PayPal Inc. Staying informed in the payments biz:
opportunities, and around and Discover Financial Services will hold a brand new industry A sane approach ...............................................................................44
By Jef Fortney, Clearent LLC
the clock support. event, Transact Tech, on Nov. 10, 2015, in San Francisco.
Bitcoin exchanges gain traction, dodge VAT ......................16 A number of MLSs have become fearful that they no longer have
the knowledge base they need to be successful, but they can learn
The EU's Court of Justice Advocate exempted bitcoin trading from what to do and not do.
Europe's value-added tax. The tribunal heard arguments from EMV: The clock is ticking ..............................................................46
FREE EQUIPMENT Estonia, Germany and Sweden before reaching its decision. By Michael Gavin, Cayan
From countertop terminals Industry Update ...............................................................................18 As your merchants' go-to resource for anything payments related,
to online gateways, give Views it's up to you to educate them on the importance of EMV and the
merchants access to the New credit card scam at resort area hotels .........................25 critical liability shift. And there's an upside for you.
largest selection of equipment. By Chris O'Donnell, Instabill Corp. The one man show: Selecting ISO partners ........................48
A recent payment scam to hit consumers and destination hotels By John Tucker, 1st Capital Loans LLC
has taken on a life of its own in Orlando, Fla., San Diego and other In selecting ISO partners, many MLSs use a generic approach, fo-
vacation hot spots. cusing on ofers like signing bonuses and free equipment. Instead,
NEXT DAY FUNDING Insider's report on payments: they should use their unique value propositions to flter ISOs.
NAB offers merchants next Fighting online scammers ...........................................................28 New Products
day funding. By Patti Murphy, ProScribes Inc.
BECOME A NORTH AMERICAN BANCARD SALES PARTNER According to the Internet Crime Complaint Center, gift card fraud Global payments, localized currencies .................................52
Multifaceted, omnichannel POS technology .....................53
AND YOU’LL GET THE TOOLS, SUPPORT, AND CUSTOMIZABLE is an escalating problem. Several scams involving the cards have
RESIDUAL PROGRAM THAT WILL HELP BUILD AND GROW been reported to the center. Don't let one of them snare you. Inspiration
YOUR PORTFOLIO. JOIN THE TEAM TODAY! NO CANCELLATION The most valuable merchant portfolio .................................30 The Jurassic world of work ..........................................................57
FEES By Adam Hark, MerchantPortfolios.com Departments
Call 877.520.3620 or visit gonab.com/emvequip Offer your merchants no What if we were to build the perfect, most valuable merchant
cancellation fees while portfolio? Where would we start? First, we would need to identify Letter From the Editors ....................................................................5
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other keeping your bonus, and the top drivers of value in merchant portfolio sales. Readers Speak ......................................................................................8
countries. Apple Pay and Touch ID are trademarks of Apple Inc. ©2015 North American Bancard - All Rights Date Book ............................................................................................55
Reserved. North American Bancard, LLC is a registered ISO of Wells Fargo Bank, N.A., Walnut Creek, CA. placing free equipment.
Calendar Of Events..........................................................................56
Resource Guide .................................................................................58
Advertiser Index ...............................................................................70
3
