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InsideGS

Cover Story Feature

CFPB, Durbin Amendment in the crosshairs ........................1 Mobile Buzz:
By Patti Murphy OEM-Pay gains ground .................................................................26
Battle lines are being drawn as President Trump and Republican The number of consumers using OEM-Pay – the moniker used to
lawmakers try to make good on campaign promises to roll back describe mobile payments delivered by original equipment manu-
regulations, including those spawned by the Dodd-Frank Act. facturers – may soon exceed 100 million.
News Briefs Company Profile

CFPB seeks input on small business lending .................10 Frontline:
First Data brings Alipay to U.S. merchants ..........................10 An agent- and merchant-centric processor ........................27
FTC website helps SMBs avoid scams, cyber attacks ....10 Education
Sage to sell U.S. payments business ...............................10 Street Smarts SM
PayPal service targets SMBs ............................................10 Positioning your ISO for success from the start ................32
By Aaron Nasseh, Finical Inc.
IBM, Verizon jointly attack cybercrime ..........................10
Battle lines harden in debate On your way to building an ISO, the decisions you make during
the startup phase are very critical; often they make the difference
over prepaid card rules ...................................................12
between success and disappointment.
Debate over online, offline tax parity heats up .............12
Chipotle doubles down on security ...............................12 The MAC conference:
Evolving risks and insurance solutions .................................34
Industry Update ...............................................................................13 By Kevin Mendizabal, Frates Insurance and Risk Management
Views Among the topics discussed at the recent MAC conference were
risk, underwriting, hacking and breaches, regulatory actions, com-
The very point of sale: pliance, and potential revenue opportunities.
Solving checkout, retail's last mile .........................................20 New Product
By Dale S. Laszig, DSL Direct LLC
By making the checkout experience easier for consumers and more Proven SMB systems, services, support ...............................42
productive for merchants, today's new POS technologies are help- Inspiration
ing merchants to accelerate growth.
Is your language working against you? ................................43
Developments in banking that affect ISOs .........................23
By Brandes Elitch, CrossCheck Inc. Departments
Being a processor or ISO means your very existence is predicated Letter From the Editors ....................................................................5
on a bank sponsoring you and giving you access to the bankcard Readers Speak ......................................................................................8
rails of the banking system. Pick your processing bank wisely. Spotlight Innovators ......................................................................36
Resource Guide .................................................................................44
Advertiser Index ...............................................................................54

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