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InsideGS









        Cover Story                                            Education
          New approaches to vertical markets:                    Street Smarts SM
          Think horizontally ..............................................................................1  MIA in EMV compliance: Card brands ....................................33
           By Patti Murphy                                         By Steven Feldshuh, Merchants' Choice Payment Solutions East
          Enterprising ISOs and MLSs seeking new vertical markets sometimes   When it comes to educating merchants and consumers on the
          find more opportunities in new features and functionalities that   importance of EMV, are the card brands doing enough? Should they
          drive greater value to clients in their existing verticals.
                                                                 allocate advertising dollars to getting the message out?
        News Briefs                                              7 habits of highly ineffective ISO recruiters .......................36
          Money20/20 to address global audience, issues .............10  By Mike Ackerman, DigiPay Solutions Inc.
                                                                 If you are underperforming in recruiting and retaining sales talent, it
          Burger King unveils Whoppercoin in Russia ......................10  might be time to look in the mirror and see if you've adopted some
          Blackhawk, CashStar merger                             highly ineffective habits.
          reflects e-gift card growth ..........................................................10  Legal ease
          KFC pilots smile-to-pay in China ..............................................10  ISO technology contracting ........................................................38
          Second Equifax hack puts millions in harm's way ...........10  By Adam Atlas, Attorney at Law
                                                                 Technology is a cornerstone for contemporary ISOs. With that, come
          EMVCo expands EMV tokenization framework ................10  legal issues that are specifically relevant to technology contracts for

          Industry Update ...............................................................................12  ISOs.
        Views                                                  New Product
                                                                 Mobile ordering app delivers
          Very point of sale:                                    big brand mPOS experience .......................................................40
          Navigating the POS library .........................................................18
           By Dale S. Laszig, DSL Direct LLC                   Inspiration
          We often talk about payment technology we haven't yet experi-  First, determine your objective ................................................43
          enced, organizing the moving parts into conceptual frameworks   Departments
          much like librarians cataloging vast supplies of books.
        Company Profile                                          Letter From the Editors ....................................................................5
                                                                 Readers Speak ......................................................................................8
          Frates Insurance & Risk Management:                    Spotlight Innovators ......................................................................22
          Protection, growth, new revenue streams ..........................20
                                                                 Resource Guide .................................................................................44
        Feature                                                  Advertiser Index ...............................................................................54

          ISO Metrics ..........................................................................................42
           Recent research revealed that of over 1,600 U.S. consumers
           surveyed, 41 percent completed all or a majority of 2016 holiday
           purchases online.

























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