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Letter from the editors



                  s this issue goes to press, Thanksgiving is
                  a few days away in the United States, and
                  the effort payment professionals have put
        A in over the past months to help merchants
        prepare for this holiday season will be coming to
        fruition. In our complex industry where omnichannel
        shopping provides retailers, consumers and payment
        companies ‒ traditional players and disruptors ‒ more
        options than ever before, Black Friday and Cyber
        Monday are no longer the sole harbingers of what the
        coming weeks will bring. But there's still no denying
        the excitement in the air on the verge of the traditional
        holiday season kickoff.

        Payment facilitators (payfacs) are playing a huge role in
        the changes affecting the industry during the holidays
        and throughout the year. They are creating entirely
        new business models for the payments biz. The lead
        article in this issue is the second in a two-part series
        that explores the evolution and impact of payfacs.
        Part 1 revealed how early payfac models set a higher
        bar for acquirers, with streamlined applications, fast
        approvals and automated boarding. Part 2 explains
        how traditional acquirers and merchant level                                   Bridge the Gap
        salespeople can collaborate and compete in the new
        payments marketplace.                                                              between your

        Payfacs also figure into our new product and company                        advertising dollars
        profile sections. Indeed, payfac-in-a-box is now a
        reality, and enterprising ISOs can become more like                            and bottom line.
        full-service acquirers than traditional sales offices.

        Of course, this issue isn't only about payfacs. Con-          Customized advertising campaigns
        tributing writers have shared wisdom on how to get            to fit any size company and budget.
        adrenaline pumping and bring more passion to your
        business; the risks associated with products and              • Spotlight Innovators’ Pages
        services provided by third parties; the true value of
        mentors; and a new tradeshow model. News briefs                   (frequently updated content)
        highlight several of the stories we've posted recently,       • Print (various size options)
        covering such topics as risks call centers face; holiday
        spending projections; the need to protect corporate           • Resource Guide listing
        sites before the holidays; the updated EMV 3-D Secure
        protocol and new secure remote commerce frame-                    (print/online/front page (option))
        work; proposed state legislation aimed to protect con-        • Email Blasts (to GS readership)
        sumer data; the coming implementation deadline for
        PCI DSS 3.2; and the unveiling of Visa's global transit       • Online (website/twice month newsletter)
        solutions in London.
                                                                      • Video
        A variety of briefs on milestones, awards, contract           • Bundle advertisng campaign discounts*
        renewals, new partnerships and acquisitions, research,
        appointments, and more are included herein ‒ all with
        the aim of bringing you solid information to help you                     Danielle Thorpe
        thrive in your career. Thank you for relying on us. Please
        continue to send press releases to press@greensheet.com                        AVP Media Partnerships
        and send feedback to greensheet@greensheet.com.   .
                                                                           707-284-1686





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