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        refer to my previous suggestions regarding change. Just   something goes wrong. At those times, they are more
        remember, the key is to always be selling.              likely to explore other options.

        Independent sales offices                               Don't stop selling, but do research your options. Find
        It could be said that an MLS's steps may actually be easier   someone who will fit your needs today and into the
        than those for offices submitting 25 or more deals a month.   future. You may even find someone who can help take
        An MLS's efforts pertain to the individual alone; an ISO   your business to the next level.
        has to protect both a company and several agents.
                                                                And find out where a prospective partner falls in the
        Most ISOs will be less concerned with contractual       payments value chain. Is the business a true processor
        provisions and more concerned about delivery after      or an ISO? If it's an ISO, what company does it use for
        an acquisition. Will new owners continue to deliver the   processing? Ask questions about future plans so you
        products and services you need to be successful? Will the   don't have to look for another partner in a year or two. Do
        company's philosophy and core values change? Will the   thorough research on the candidates. In this case, Google
        same staffing levels be maintained? Changes in any of   and other search engines become trusted advisers.
        these areas could hamper your growth.
                                                                Although 2017 may become known as the year of the
        Another question is whether you will now be a little fish   acquisition, we will see more acquisitions in 2018. It may
        in a big pond instead of the other way around. If you're   be worth your while to do your research now – before
        an ISO processing between 25 and 75 deals a month, you   any potential sales. Remember, change does not need to
        may have been in the upper tier with your ISO before, but   be negative. It can represent an opportunity to help you
        you could now drop to a lower level. This could impact the   reach your goals.
        support you receive and your ability to reach key people   Jeff Fortney is Vice President, ISO Channel Management with Clearent
        who helped you in the past.                             LLC. He has more than 17 years' experience in the payments indus-
                                                                try. Contact him at  jeff@clearent.com  or 972-618-7340. To learn
        Think of your company as a merchant. In most cases,     about how Clearent can help you grow faster and go further, visit
        merchants pay little attention to their processing unless   www.clearent.com.














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