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Letter from the editors



                  s we prepare our first issue of 2018 for pub-
                  lication, like individuals and businesses
                  everywhere, we are  reflecting  upon mile-
        A stones that occurred in the past 12 months
        and looking toward what 2018 may have in store.
        While  the  lead  article  in  our  Dec.  25  issue  shared  a
        trove of data pertaining to the payments realm's per-
        formance in 2017, this issue's lead article delves into
        challenges brought by natural disasters, which have
        caused significant harm to communities across the           OF A RESOURCE
        country.

        In exploring this topic through research and
        interviews, we found much to be optimistic about.           GUIDE RGXL AD
        Many companies have plans in place to aid merchants
        whose businesses are harmed by hurricanes, fires,
        floods and other devastating events. They have                Viewable: In Print, Online,
        deployed technologies to either keep merchants going
        during disasters or to get them up and running shortly           and Front Page Option
        thereafter. Help comes in the form of new mobile
        solutions, free or loaner equipment, deep discounts
        on services, quick cash advances with flexible terms,
        and more. Additionally, the generosity exhibited
        by individual payment professionals, who donate
        without seeking credit to help colleagues through
        crises, is inspiring.

        Also inspiring are the contributing writers who share
        their expertise with you, our readers, issue after issue.
        This installment of our industry experts' ongoing
        educational efforts includes results from a survey of
        merchant level salespeople on what they value most
        in terms of products and services, a look at what good
        talent means in today's changing industry and why             •  Ability to purchase on a quarterly basis.
        it's hard to find, information on how to plan a fraud
        budget for the coming year, steps to prevent being              Great for short term contract/test runs
        caught off guard by acquisitions, and the walking back          of new products or services.
        of new prepaid card rules under new CFPB leadership.
                                                                      •  Great way to close out your yearly
        News briefs include excerpts from some of the latest            advertising accounts and start fresh
        stories we've posted online under Breaking Industry             for the new year.
        News at www.greensheet.com. Highlights cover progress
        on the Vantiv/Worldpay merger; threat of data breach          •  We have quarterly payments
        aggregation; investigation of FBME Bank's credit card           schedules available.
        unit; dismissal of an NYDFS  lawsuit against the OCC;
        objectives of TSYS' Cayan acquisition; and yet another        •  Discounts are given for long term
        risk to data security: exposure of sensitive information        contracts & multiple listings.
        of 123 million households by analytics firm Alteryx
        Inc.
                                                                      Call today for more details
        We've also included company and product profiles,
        along with numerous industry milestones reached                           Danielle Thorpe
        at the close of 2017. Thank you for continuing to rely
        on  us.  We  wish  you  a  happy  and  prosperous  new                         AVP Media Partnerships
        year and look forward to receiving your feedback at
        greensheet@greensheet.com and press releases at press@             707-284-1686
        greensheet.com.   .



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