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InsideGS





        Cover Story                                            Education

          Cracking the merchant retention nut .......................................1  Legal ease:
           By Patti Murphy                                       Mixing family and an ISO business .........................................34
           Merchant acquirers and their partners have long focused on the   ByAdam Atlas, Attorney at Law
           need to retain good clients. However, despite their best efforts,   Family members often work together in an ISO business. As with
           good merchant retention has been an elusive goal for many.  other partners, relatives bring certain legal considerations to an

        News Briefs                                                ISO. This article highlights a number of those.
                                                                 Focus on what you control and take charge .......................38
          NRF identifies flaws in data breach bill .................................10
                                                                   By Jeff Fortney, Clearent LLC
          National ATM Council's Choke Point battle rages on .....10
                                                                   How can you keep people focused and committed if you're not
          Midmarket to drive global cybersecurity spend ..............10  fully engaged yourself? First take stock. Then identify what you
          New NACHA program supports B2B invoicing ..................10  control, make a plan and take action.
          Banking-as-a-service from Amazon? .....................................10  Brick-and-mortar merchants must
                                                                 own their 'digital storefront' ......................................................40
          Instant financing gains online support ................................10
                                                                   By Barry Davis, Womply
          Industry Update ...............................................................................16  The Internet fundamentally changed how consumers find places
        Company Profile                                            to shop, but most SMBs still market themselves like it's 1985. It's
                                                                   time for us to help them move into the 21st century.
          Chargeback Gurus:
          Chargeback defense team for e-commerce ........................12  New Product
        Views                                                    Advanced digital assistants to
                                                                 enhance the customer experience ..........................................42
          The very point of sale:
          Old tech – stout, tough, resurgent ..........................................20  Inspiration
           By Dale S. Laszig, DSL Direct LLC                     Want easy sales? Make things easy for merchants..........43
           Why are many merchants faithful to old countertop terminals?   Departments
           Analog technology can be a refreshing alternative to the digital
           world. You can't hold a virtual terminal in your hand.  Letter From the Editors ....................................................................5
                                                                 Readers Speak:
        Education                                                Archived Inspiration articles .........................................................8

                                                                 Spotlight Innovators ......................................................................23
          Street Smarts SM
          New merchant fees – who plays                          Resource Guide .................................................................................44
          dirty, who plays fair? ......................................................................32  Advertiser Index ...............................................................................54
          By Steven Feldshuh, Merchants' Choice Payment Solutions East
           We all know merchants do not like receiving letters announcing
           cost increases. The question is, though, how should processors
           deal with the continued increased costs they face?
























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