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        recalled a friend was quoted $25,000 for a single restaurant   jor networks," he said. "We obsolete the historic processing
        POS system several years ago. Today, that friend could   landscape and have more of an agnostic approach to prod-
        choose from an array of secure, affordable POS platforms   ucts, services and social media apps."
        that are easy to change, upgrade and customize, he noted,
        adding, "There has never been a better time to be a small   Goretsky said USAePay has partnered with thousands of
        merchant."                                              banks and ISOs, as well as other gateways. The company's
                                                                cloud-based, over-the-air terminals can be controlled
        Lynn Holland, vice president, merchant solutions at ACI   remotely  from  anywhere.  "Data  is  all  cloud-based;  you
        Worldwide, a global payment services company, said large   never  lose  anything,"  he  added.  "If  something  needs  to
        merchants don't want to be locked into closed ecosystems;   be updated or downsized, the data is always available."
        they partner with companies that help them tailor and   This data, which may include customer profiles, orders,
        control their enterprises. They want to leverage their   inventory, reporting, POS or new terminals, is always
        inventory of devices and infrastructure while also gaining   there and never gets lost, he said.
        access to new services, keeping private card data out of
        their centers and migrating from on-premise options to   Robert  Lutz is vice  president,  marketing and  business
        deliver more services through the cloud.                development at Systech Corp., a technology company
                                                                specializing in connectivity solutions. "Retail has been
        "No one wants to do a rip and replace," Holland said.   a key focus," he said. "Our hardware and software
        "They can use our agnostic platform to support a variety   solutions  facilitate  connectivity,  communications,
        of hardware and switch processors without touching their   gateways, transport, cloud-based solutions and graphical
        stores."                                                user interfaces." Lutz observed the IoT is re-shaping
                                                                numerous industries; interactive machines perform a
        Redundant, agile systems                                variety of functions, leaving merchants free to focus on
        Worldwide growth in real-time payments underscores the   core competencies. "Our partnerships enable us to be agile
        need for redundant systems with built-in fail-over capa-  enough  to  create  relationships at  a  business  level  and
        bility. Cloud-based platforms, communications networks   technical level," he said.
        and multiservice hubs utilizing multiple
        communications  protocols  enable ser-
        vice providers and network operators
        to securely transact across regional net-
        works and the Internet of Things (IoT).
 We Offer The Most Aggressive Compensation Plan in the Industry!
        Lisa  Shipley,  general  manager,  fintech
        solutions, Americas at Transaction Net-
 70% Residual Split and $1,000 per account!  work Services Inc., a managed services
        provider, described redundant systems
        as a safe alternative to having a single
        point of failure. "We sit behind the larg-
 – Bonuses Paid Daily  – Lifetime Residuals  est acquirers and banks across the globe

 – Free Terminal Program  – 100% Residual Split Program Available   and have seen companies overlook the
        need for redundancy on every connec-
 – Free Cash Discount POS System  – Want to Register? We’ll Pay the  tion," she said. "POS devices frequently
        use two forms of connection; global car-
 – Same Day Approvals and Deployment  $10,000 Registration Fee  riers risk nationwide outages when they
        rely on a single line. Always, always
 – Next Day Funding (11pm EST)  – Portfolio Acquisitions   back up."
 – Agent Loan Program
        Todd Linden, CEO of payment process-
        ing, North America at Paysafe Group,
        said the key to competing in the current
        landscape is being able to move fluidly
        to new products and services. He men-
        tioned that Paysafe's ability to dynami-
 1-888-707-7258  cally direct traffic and devices to dif-
 Ext 6619  www.Finicalinc.com  ferent networks has improved efficien-
        cies and eliminated many certification
        processes. "With our platform-agnostic
        model, we can point transactions to ma-


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