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IndustryUpdate







                                                     The latest from Merchant Sales Podcast
                                                     The Merchant Sales Podcast, a joint venture of The Green Sheet
                                                     Inc. and CCSalesPro, presents timely and lively discussions and
                                                     interviews on issues of importance to the payments community.
                                                     Our most recent episodes are:
                                                          •  Podcast 47 – Doing right by clients and prospects. Learn
                                                             how Jaron Rice, founder and CEO of Magothy Payments,
                                                             successfully lobbied for a new Maryland law requiring
                                                             transparency in merchant contracts. Think Truth-in-
                                                             Lending-style disclosures and caps on termination fees.
                                                             Plus, James Shepherd explains how agents can drive
                                                             sales by pitching trials, and Patti Murphy sheds light on
                                                             the value proposition of check services.

                                                          •  Podcast 48 – Should I register my brand? This week's
                                                             podcast features a far-reaching interview with payments
                                                             attorney Adam Atlas. Learn what he has to say about
                                                             issues like registering your brand and negotiating con-
                                                             tracts. Plus James Shepherd offers insights on managing
                                                             a successful sales team, and Patti Murphy explains why
                                                             ACH payments should be part of every merchant ser-
                                                             vices product mix.
                                                     You can tune in on our podcast page, www.greensheet.com/podcasts.php,
                                                     or on Stitcher, iTunes or Spotify.


        ANNOUNCEMENTS                                             INDX launches dividend-paying security token

                                                                  INDX, a crypto passive income fintech, recently launched
          EMVCo launches EMV 3-D Secure 2.2.0 testing             a dividend-paying security token offering and said it is
                                                                  expanding into staking and delegated proof of stake
          EMVCo updated the EMV 3-D Secure testing program,       (DPoS). DPoS is described by Lisk Academy blockchain
          which includes test platform and process updates to     experts as "a consensus algorithm maintaining irrefut-
          support the EMV 3DS 2.2.0 Core Specification and EMV    able agreement on the truth across a network, validating
          3DS 2.2.0 SDK Specification released in December 2018.   transactions and acting as a form of digital democracy."
          Using the new test platform, EMV 3DS product provid-    INDX token holders will now receive immediate passive
          ers can validate that their products support all enhance-  income from the best staking and DPoS assets in addi-
          ments introduced in EMV 3DS 2.2.0, such as exemptions   tional to Masternodes in the portfolio, INDX said.
          to Strong Consumer  Authentication for the European
          Second Payment Services Directive. The test platform    Merchant Advance Capital now Merchant Growth
          will also validate support for FIDO enhancements and
          authentication for new payment scenarios.               Small business financier Merchant  Advance Capital
                                                                  unveiled  a  brand  refresh  to  reflect  its  mission  to  help
          ID TECH approved for EMV                                small businesses succeed. The company's new logo,
          Contactless Interface 3.0                               look and focus are on view at www.merchantadvance.com.
                                                                  "Since 2009, Merchant has been helping small businesses
          ID TECH stated it received EMV Contactless Interface    grow through making financing easy to obtain, simple
          v3.0 approval for its ViVOpay line of contactless payment   to understand, offering full transparency, using propri-
          devices. It also emphasized that FIME's services were   etary decision technology, and having great customer
          instrumental  in  certifying  the  products  with  EMVCo's   service – none of this will change under the new name,"
          updated EMV Level 1 specification. The enhanced         the company stated. "With Merchant Growth, customers
          specification addresses the latest  interoperability and   and partners alike will never forget why Merchant is
          communication  needs  of  EMV  acceptance  devices  and   their best choice for financing."
          contactless payment form factors.





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