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Letter from the editor




                             here are many lenses through     Empowering  & Connecting
                             which we can view the con-
                             tinual evolution within the pay-                                today’s
                    T ments space. One of them is
                    to take a look at developments from a                                  payments
        hardware perspective. Examining  the evolving role
        of hardware and associated payment security brings
        major advances into sharp focus.                                               professionals

        This issue's lead article delves into hardware's digital
        journey, pointing out that as POS devices and payments
        became more elegant and invisible, POS manufacturers
        and technology providers certified and powered next-
        generation commerce solutions. Hardware slowly
        faded from the center of the customer experience
        while  operating behind  the  scenes  to  enable  mobile
        and digital commerce. In this first of a two-part series
        on the topic, industry experts weigh in on hardware's
        evolution and how advanced technologies are bridging
        the gap between physical and digital security.

        In addition, data security continues to grab headlines
        in our sphere. Sometimes the news is good; other times
        it is not. In News Briefs we highlight stories about the
        rise in friendly fraud amid the COVID-19 pandemic;
        the ballooning of digital fraud, in general, during the    • Spotlight Innovator
        pandemic; and a proposed new federal data privacy
        standard. Additional stories spotlighted in News Briefs      Web Pages: Capture prospects with
        include Visa and Mastercard's decision, given pressure       branded, customized web pages for
        from Congress and the public, to delay interchange rate
        hikes for another year; economic optimism spurred by         innovators and leaders.
        5G deployments; and a report on how the ecommerce
        sector continues to grow unabated.                         • Video Content Marketing: Educate
                                                                     and impress with animation and
        The  industry  experts  contributing  to this  magazine
        also cover a range of issues, including how merchant         white-board explainer videos.
        level salespeople (MLSs) can adapt to thrive in a world    • Resource Guide: Grab attention with
        of embedded finance; rules for MLSs to follow to
        remain profitable; how credit cards can have a place         advanced mini ads in print and
        in B2B transactions; a new breed of fintechs taking          online.
        advantage of the cannabis market opportunity; major
        disadvantages of an obsessive pursuit of profits; a UK     • Targeted Email Campaigns: Reach
        government-backed report that fintech and regtech
        stakeholders welcomed; and interchange as well as             responsive professionals who know
        debit card routing issues that have put the major card       and trust The Green Sheet.
        brands on the hot seat.

        You'll also find herein company and product pro-              Rick Aston
        files, as well as updates on new developments in our
        realm such as awards, updated guidelines, rebrand-                  Senior Media Partnership Specialist
        ing,  new  associations  and  partnerships,  acquisi-
        tions, appointments, and relevant industry research.              Rick @greensheet.com
        We hope this publication and online resources are
        of assistance to you in your payments career. We
        will welcome your questions and suggestions at                     707-284-1693
        greensheet@greensheet.com. And please continue to send
        your latest news to press@greensheet.com.

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