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CompanyProfile

Innovative, all-in-one

processing platform

CheckGateway.com got its start at a dining room
table in Lexington, Ky., when co-founders Jason
Estes and Chris Hall envisioned a simple, secure ISO/MLS contact:
i and virtual way to accept credit cards and ACH Jason Estes
payments. Their platform processed its first transaction
in 2009. President, CEO

Over time, ICG expanded its suite of customized digital@icheckgateway.com
technologies to help referral partners protect and
future-proof their customers' businesses through the 888-746-5741
company's all-in-one payment platform. As a Nacha https://iCheckGateway.com
preferred partner, ICG provides the necessary security to
keep sensitive data out of PCI scope and within Nacha
compliance mandates for credit cards, debit cards, ACH,
Check 21 and remote deposit capture (RDC) transactions, to merchants who want more insight into their customers'
according to company representatives. ACH transactions before processing them.
Multifaceted solutions
"We enable partners to lead with technology instead
of price, gain access to technically sophisticated ICG's customized, hosted payment portals and iFrame
opportunities and guard against attrition with deep technology solutions are easy to integrate into checkout
integration hooks," Estes said. "Retaining a merchant with and billing processes, and the ICG cash discount program
technology provides a longer-lasting revenue stream and offers considerable savings when consumers pay by ACH
extends your merchants network. Our suite of solutions online, Estes noted. ICG's downloadable Pay app, available
includes email invoicing and custom payment portals in Android and iOS, integrates with POS systems and is
that help merchants maintain compliance and stay out of designed to enable merchants to reach customers across all
PCI scope." channels. Additional custom integrations support email
Competitive digital edge and SMS invoicing as well as PCI-compliant interactive
voice response (IVR) systems that allow customers to
Estes and Hall find that their open-door management securely transact by phone.
style keeps them connected to day-to-day operations.
As chief executive officer, Estes oversees technology, "All of our solutions are customized with secure encrypted
accounting, compliance and marketing departments; technology to keep merchants out of PCI scope," Estes
as chief operations officer, Hall keeps watch over sales, said. "And with services like check verification with ICG
underwriting and support. The executives credit their Verify enable consumers and business owners to complete
close ties with employees and partners and leading- account validation for ACH transactions while adhering
edge technology as key contributors to the company's to the latest Nacha compliance rules and standards."
expansion and growth.
As he looked ahead at the company's near-term road
"ICG's nimble ability to customize solutions for merchants map, Estes said he expects ICG to continue to build out
gives us a competitive edge," Estes said. "We help ISO its technology suite. Efforts will include enhancing its
and ISV partners win deals by offering a customized virtual terminal to help partners monitor their merchants'
business-hosted payment portal or iFrame, integrated processing volumes and transaction counts, as well as
mobile technology, email and SMS invoicing, connecting continuing to create secure, innovative solutions in the
terminals with custom IVR solutions and offering a ever-changing payments sphere.
variety of QuickBooks and ecommerce shopping cart
integrations." "Current technology trends reflect the financial industry's
growing need for ecommerce and software integrations,"
Estes added that ICG supports businesses of all sizes in Estes said. "Our partners and their merchants will
49 states and has completed direct certification projects benefit as ACH takes its rightful role in helping financial
with leading payment processors, including Elavon, institutions and industry sectors. Our solutions serve a
First Data/Fiserv, TSYS/Global Payments and Worldpay/ variety of industries, including loan servicing, insurance,
FIS. ICG is a Nacha Preferred Partner for ACH solutions utility and healthcare billing software vendors, nonprofits
and automation. The company has also partnered and and religious organizations, municipalities, advertising
integrated with Plaid to provide an alternative solution agencies and online trade publications and more."

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