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Letter from the editor



                             mid   the  hardships   and
                             annoyances of the COVID-19
                             scourge, a compelling use case     Empowering  & Connecting
                   A for contactless payments final-
        ly came to light due to widespread concern that tradi-                               today’s
        tional POS payment methods, which rely on physical
        touch, would contribute to spreading the virus. With                              payments
        contactless, consumers no longer have to touch POS
        terminals, retailers don't have to touch shoppers' pay-
        ment cards, and nobody has to rely on cash. Now,                               professionals
        research early in the pandemic indicated the risk of
        virus transmission through cash was extremely slim,
        but that didn't reassure people on the front lines, and
        payment professionals stepped up to provide exactly
        what the public wanted.

        This issue's lead article delves into the dramatic rise
        not  only of  contactless payments, but  also  of other
        shopping options such as ecommerce and buy now
        pay later (BNPL). Experts interviewed for the article
        explain how recent innovations in commerce work,
        what problems they solve and why they're set to re-
        main popular after the pandemic is long gone.

        Another issue of major concern is the relentless rise
        in fraud, with 2020 marking 36 billion data records
        compromised. One contributor addresses this issue            • Spotlight Innovator
        and highlights an often overlooked way fraudsters
        are getting into networks—and it doesn't involve               Web Pages: Capture prospects with
        faulty technology. For those considering entering al-          branded, customized web pages for
        ternative finance, another expert details best practices       innovators and leaders.
        specific to that sphere. Other timely topics explored
        in this edition are why chasing maybes is a waste of         • Video Content Marketing: Educate
        valuable time, the pros and cons of corporate name             and impress with animation and
        changes, and how to make smart use of LinkedIn so it
        becomes a productive networking tool for you.                  white-board explainer videos.
                                                                     • Resource Guide: Grab attention with
        In News Briefs, we've highlighted the ETA's Star
        Awards honoring three standout companies that have             advanced mini ads in print and
        been highly adept at maintaining business continuity           online.
        during the pandemic; Mastercard's launch of a new
        platform that allows banks and other lenders, as well        • Targeted Email Campaigns: Reach
        as mobile wallet developers, to offer BNPL wherever             responsive professionals who know
        Mastercard is accepted; escalating threats posed by            and trust The Green Sheet.
        third-party service providers and emerging technolo-
        gies that have prompted EMVCo and the FDIC to
        reassess risk mitigation and security strategies; and          Rick Aston
        evidence that cryptocurrencies are finally gaining
        traction.                                                            Senior Media Partnership Specialist

        Also, be sure to check out our new product and                     Rick @greensheet.com
        company profiles, which could put you in touch
        with your next offering or partner, along with our                  707-284-1693
        popular updates on recent company and individu-
        al milestones in payments. And please don't be shy
        about reaching out. Share your press releases at
        press@greensheet.com, and send your questions and
        comments to greensheet@greensheet.com.

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