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So, in this sense, the challenges (that come with opportunities) of the current payments landscape makes it exciting!

How is Paybotic participating in this innovative, ever-changing space?
Paybotic ensures that no merchant is left behind with this ever-changing space. The company continues to assess the
needs of its cannabis merchants and has committed itself to make sure these canna businesses are able to run their stores
and access the proper payment and financial services needed to do so. It's unfortunate, however, that the laws haven't
caught up yet! This time can be critical because there might be great opportunities for cannabis entrepreneurs out there
who have opened stores but just don't have access to proper financial services. Paybotic wants the merchants to take
advantage of our financial services so that they may grow and prosper over time while staying ahead of the game by
keeping abreast with technology developments.
How has Paybotic evolved in recent years, as a company and technology service provider?

The evolution of Paybotic can be seen in many ways. First, our team, Paybotic, could not evolve or change if we didn't
have the proper talent and culture to do so. We have expanded our team significantly in 2021 to support the growth and
development of Paybotic’s suite of services. In addition we are expanding our service offerings into different related
verticals such as Lending, Insurance, and Accounting services that cannabis merchants need access to, but have difficulties
to do so.
What recent enhancements have you made to your technology and service offerings?

With more states preparing to go live with adult-use cannabis, we understand that access to capital is one of the urgent
needs of retail operators. We have automated several processes to help our merchants get approved for capital seamlessly
and quickly. This can be done right on the Paybotic platform by any merchants processing with Paybotic. In addition, we
are offering ecommerce and B2B payments to our customer base, together with options to finance vendor payments where
applicable.

How can ISOs, agents and ISVs better serve merchants in industries classified as high risk?
Knowledge is power. I believe ISOs, agents and ISVs who understand the challenges and opportunities of these high risk
industries will be able to deliver on the needs for merchants in such industries. Also, as cliche as this may sound, customer
service needs to remain at the core of payments and financial services provided by ISOs, agents, and ISVs, and that is the
one and most effective ways to understand the merchants to better serve them.

How does working with Paybotic benefit channel partners, including ISOs, agents and merchant level sales-
people?

Paybotic is working towards creating a platform that powers the financial ecosystem for cannabis merchants. ISOs can
also work with us to provide support for cannabis merchants in several ways, while building residual streams on all of
these avenues in a fast growing industry:
• Business checking accounts

• Online cash management services

• Cash pickup and deposits
• B2B Invoicing

• Escrow services
• Shopping cart integration

• Inventory management
• POS-ERP integration

• Jurisdictional tax impound and payments

• Risk and compliance management

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