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            merchants who are curious enough, can check your
            name on the internet, adding even more credibility
            to the  vetting process.  The CPP designation
            provides a tangible differentiator that with the
            right marketing can be fruitful.

         •  When selling to larger merchants: Small business
            owners are most likely the sole decision makers on
            merchant  services  in  their  businesses.  However,
            when selling to larger businesses, the vendor
            selection process can be lengthier and under
            much more scrutiny and due diligence. This is one
            area where big banks dominate and outperform
            independent agents and ISOs—in part due to the
            legitimacy their existing clients inherently grant
            them.

            As such,  selling  merchant  services  to  a  larger,
            more sophisticated business may require buy-in
            from several individuals—a CEO, CFO, controller,
            accountant and others—who want to be convinced
            that they are choosing the right merchant services
            provider. The CPP will add this layer of credibility
            when working with these teams, setting you
            apart from others vying for the same business.
            When going after larger deals, hopefully you give
            yourself the best tools possible to land the deal—
            and the CPP is just one more tool to help you
            accomplish this.
        A good way to level up

        The merchant  services  industry  needs more
        accountability. While the CPP designation alone will
        not usher in rapid, dramatic changes, over time, the
        more people that get it, the more valuable it will become
        and the more trust there will be between business
        owners and merchant services providers.

        The tipping point will come when it becomes much
        more in demand, such as needing it to even work
        with certain merchant services companies or to sell to
        business owners who have been informed to only buy
        from CPP holders. The CPP is unlikely to become an
        industry requirement, but for those looking to level up
        their sales and marketing efforts, it is certainly worth
        the time and investment.


        Dustin Magaziner is CEO of PayBright, founded in 2021 with the
        motto "Merchant Services, Done Right." Top to bottom, PayBright is
        focused on providing agents and ISOs, and in turn their merchants,
        with the absolute best experience in the industry. By offering the
        absolute best rates, no contracts, free terminals and POS for each
        merchant and true transparency, PayBright has found a way to set
        itself apart in an industry of little differentiation. Feel free to reach
        out to Dustin with any questions at dustin@gopaybright.com.





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