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Letter from the editor

hen it comes to developments in
Washington, D.C. that affect our sphere,
we often turn to Senior Editor Patti
W Murphy, who has spent more than
Howdy
40 years reporting on the legislative and regulatory
landscape for financial institutions and financial tech- Howdy
nologies. With several legislative efforts underway
Y’all!
that would, if enacted into law, affect many of our Y’all!
readers in the near future, she looked into the legisla-
tive and regulatory outlook for fintech and payments
in 2023. And it turns out sponsors of several such
bills will seek a path to enactment during the 118th
Congress.

Legislation isn't the only thing shaping our industry.
The card brand rules, while necessary, sometimes
need updates or revisions. One of our contributors
makes the case for revamping chargeback procedures
to help honest card-present merchants who are be-
ing hammered by so-called friendly fraud. Of course,
as
e
e
g ha
in
p y
l
o he
d t
u incr
o
’
rk
I
m w
o
r
there is the occasional merchant who is not worth the I’m working hard to help you increase
time and effort it takes to maintain their account, and y o ur b o t t o m line t o d a y!
your bottom line today!
another contributor provides guidance on how and
when to gracefully exit those kinds of relationships.
ull
o B
N
Other industry experts share insights on how to mas- No Bull
ter the pros and cons of Stripe and Adyen and learn
to monetize relationships with merchants who pick
them; the swiftly evolving consumer behaviors when Customized advertising campaigns
it comes to credit; and the vital role sales associates
play in the commerce value chain and why it's time to to fit any size company and budget.
appreciate them.
• Spotlight Innovators’ Pages
News stories we've posted recently include a report (frequently updated content)
on whether federal regulation of buy now, pay later
(BNPL) plans looms; how U.S. financial leaders are • Print (various size options)
now exploring approaches to banking-as-a-service, • Resource Guide listing
which is already popular in Europe; research indicat-
ing America's love affair with gift cards continues un- (print/online/front page options)
abated; a warning from experts that 2023 will bring
even more fraud perpetrated by criminals who now • Email Blasts (to GS readership)
have AI at their disposal; and FIS' plans to spin off • Online (website/twice monthly magazine)
Worldpay (which it purchased in 2018 for a reported
$43 billion) within the next 12 months. • Video
We've included our customary briefs on major mile- • Bundle advertisng campaign discounts*
stones in our sphere, as well as company and product
profiles likely to be of professional interest to you. If Rick Aston
you're curious about a new development in the indus-
try, have a question about an issue that arose in the Senior Media Partnership Specialist
course of your business day, or have a neglected topic
707-284-1693
you want us to explore, email us at greensheet@green- 707-284-1693
sheet.com. And to share your latest news, send a press
release to press@greensheet.com.
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