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Letter from the editor



                  s technology has evolved, so too has the
                  ability of enterprising individuals to reach
                  markets far outside their own domes-
        A tic borders. Many payments and fintech
        companies already do business globally; others are
        considering expanding beyond borders soon; some
        are  content to  thrive  locally.  All  options  can work
        well. But if you're considering global expansion, take
        a look at Latin America (LATAM).
                                                                Howdy
        As noted in this issue's lead article, LATAM has        Howdy
        emerged as a global ecommerce leader. Statista re-
                                                                Y’all!
        ported it expects the region's ecommerce sales to
        reach $700 billion by 2025. And a June 2022 Paysafe     Y’all!
        study,  Lost in Translation: Consumer Payment Trends
        2022: Navigating online payments in the age of uncertain-
        ty, found 63.5 million Brazilian consumers use neo-
        banks. Those are just two recent reports on this fast-
        growing market. To explore what looks like a prime
        opportunity, The Green Sheet interviewed individu-
        als whose enterprises are shaping LATAM commerce,
        cybersecurity, paytech and financial services.

        Of course, to succeed in business anywhere, you must
        offer top-notch products and services. And this re-
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        quires partners and vendors. One of our contributors    I’m working hard to help you increase
        discusses herein how to select them so you merchants             y o ur b o t t o m line t o d a y!
                                                                         your bottom line today!
        will see you as a valuable consultant. Other experts
        have delved into what payments businesses need to
                                                                                     o B
                                                                                  N
                                                                                           ull
        know about sanctions to protect our payments rails                        No Bull
        from illegal activities; why now is the time for  B2B
        payments to go digital; and the burgeoning buy now,
        pay later (BNPL) market and its potential impact on        Customized advertising campaigns
        overextended consumers.
                                                                   to fit any size company and budget.
        BNPL is also the topic of two news stories highlighted
        in this issue. One reports on how high default rates        • Spotlight Innovators’ Pages
        and economic headwinds are impacting some promi-               (frequently updated content)
        nent BNPL providers; the second reports on increased
        scrutiny of BNPL firms in the UK. Other news stories        • Print (various size options)
        include Visa's decree that beginning April 15,  2023,       • Resource Guide listing
        merchants cannot assess surcharges in excess of 3
        percent on credit card payments, and The U.S. Pay-             (print/online/front page options)
        ments Forum's new resource developed to simplify
        the PINless debit implementation process for retail-        • Email Blasts (to GS readership)
        ers, networks and acquirers.                                • Online (website/twice monthly magazine)
        We've also included a feature on a global leader in the     • Video
        digital  identity  market,  new  company  and  product
        profiles, tips on starting a newsletter, and short items    • Bundle advertisng campaign discounts*
        on recent milestones in our sphere such as recent
        awards  for  outstanding  performance,  executive  ap-      Rick Aston
        pointments, acquisitions, partnerships and research.
                                                                           Senior Media Partnership Specialist
        To make sure we can spread the word about your pay-
                                                                          707-284-1693
        ments milestones, please send press releases to press@            707-284-1693
        greensheet.com. And to give us feedback, please email
        greensheet@greensheet.com.
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