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October 9, 2023  •  Issue 23:10:01











                            Payments, a retrospective















                              Elite experts reflect on their



                               tenure in payments - Part 2





                 ince The Green Sheet began, we've been honored  Thomas Aronica
                 to work with some of the industry's greatest  Biller Genie
                 innovators. Several  such  leaders  serve  on  our
        S Advisory Board and have joined in celebrating          1. I joined the payments industry in 2005, a time when
        our 40th anniversary by reflecting on the following:     modern smartphones had not yet become ubiquitous. By
                                                                 then, merchants were already gradually becoming aware
           1. When did you join the payments industry? What at-  of predatory tiered pricing strategies and expensive long-
             tracted you to this sphere? How have opportunities   term equipment leases. With a background in technology
             for new entrants changed since then?                and mathematics, the payments industry naturally ap-
           2. Innovations continue to transform the payments ex-  pealed to me; it seemed logical and intriguing. However,
                                                                 what truly attracted me was experiencing the inadequate
             perience. What have been the most significant de-   support provided by the ISOs I had worked with, and a
             velopments? How have they affected the direction    belief that I could do better.
             of your company?
           3. Previously, the acquiring side of payments oper-
             ated with little attention from outside. How has in-
             creased scrutiny challenged and strengthened the    Contributed articles inside by:
             industry?                                           Allen Kopelman .....................................................................................18
           4. What advice do you have for payments profession-   Nick Cuuci................................................................................................28
             als that's likely to stand the test of time?
                                                                 Ken Musante ..........................................................................................30
        A portion of their insights follows. Additional perspectives
        appeared Sept. 25, 2023, in issue 23:09:02.              Maya Fuentes .........................................................................................32


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