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        port. The vast majority (84 percent) of   Fast-moving risks necessitate rapid resilience
        cyber security leaders surveyed said
        they would benefit from third-party   As technology advances and our society becomes increasingly connected, new
        assistance in deploying AI-powered    threats will emerge that will require rapid responses and unprecedented levels
        solutions, navigating digital identity,   of business resilience. With that, will come exciting new opportunities to push
        API  security,  and  knowing  which   the pace of development even further and deliver innovation with lightning
        cyber threats are coming around the   speed.
        corner.
                                              However, in striving to outpace cyber threats, we must ensure trust is not an
        New challenges inspire                afterthought but remains central to our efforts to make payments seamless and
        ingenious innovation                  secure. Maintaining this equilibrium is vital to securing the connections that
                                              power our digital world.
        So, how will these findings direct
        technology companies' next steps?     Johan Gerber is executive vice president of security & cyber innovation at Mastercard and a mem-
        In short, they motivate providers to   ber of the company's management committee. Johan is focused on identifying evolving cyber
        move in smarter—as well as faster—    security risks and supporting Mastercard's customers with targeted solutions to protect themselves
        ways. AI is being deployed at a great-  from attack. Gerber joined Mastercard in 2000, and has held critical roles across multiple business
        er scale. It is driving productivity   areas, such as franchise, identity, AI and network management, giving him deep experience of the
        benefits across communities world-    organization. He has spearheaded customer-focused innovations, like embedding artificial intel-
        wide. This futuristic technology isn't   ligence into Mastercard's network to enhance Mastercard's security capabilities and expand our
        just something to tap into to enrich   services strategy. Prior to joining Mastercard, he was a member of the South African Police Services
        individual experiences; it is also to   for 10 years where he specialized in organized crime investigations as well as internal investiga-
        help solve some of society's most     tions of financial crimes. Contact him via LinkedIn at linkedin.com/in/johan-gerber-4269041.
        pressing challenges and, most of all,   Mastercard is a global technology company in the payments industry. The company's mission is
        to keep people safe.                  to connect and power an inclusive, digital economy that benefits everyone, everywhere by making
                                              transactions safe, simple, smart and accessible.
        For cryptocurrencies, where there
        is estimated to be four times more
        fraud than in regular fiat payments,
        technology providers are  devising
        new innovations to stay ahead. New
        solutions can help customers make
        informed decisions that protect their
        business, as well as the entire pay-
        ments ecosystem. A simple dash-
        board can provide visibility of crypto   PAYMENT FORM GENERATOR
        spend, transaction volumes and an
        anti-money laundering risk rating ex-
        posure.

        Through  solutions  like  these,  banks      EASY TO USE:
        and other businesses can earn and,
        importantly, keep the trust of their         We Host Page
        customers—on whom their business
        depends. Trust is fragile. It can be         Pay Link
        broken in a nanosecond. And as the
        global financial ecosystem expands,          Embed Code
        it's getting harder for organizations
        to navigate the maze of cyber risks          Inventory
        alone.

        Businesses,  merchants,  financial  in-      Level Ill
        stitutions and fintechs need trailblaz-
                                                     ACH
        ing tools and expert knowledge to            ACH
        understand the risks they're facing.
        Relentless innovation is empower-
        ing them with the resources to assess,                   C A L L   F O R   T R A I N I N G
        protect and organize against today's
        attacks– and anticipate those of to-                    8 0 0 - 2 9 6 - 4 8 1 0
        morrow.
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