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IndustryUpdate




          rity threats, data protection concerns and new PCI-DSS   fueled by AI and ongoing remote work vulnerabilities.
          4.0 requirements, tokenization is evolving with innova-
          tions like vaultless tokenization, web-based provisioning   PARTNERSHIPS
          and biometric integration. While North America leads,
          strong growth is also expected in Europe, Latin America
          and  Asia-Pacific.  Widespread  adoption  depends  on   BlueStar signs two distribution agreement
          raising awareness and easing migration for merchants.   BlueStar Inc.,  a global distributor  of B2B  technology
          Success hinges on demonstrating how tokenization        solutions, recently announced strategic distribution
          enhances compliance, security and efficiency across the   agreements with NoviSign Digital Signage and VoCoVo,
          payments ecosystem, ABI noted.                          expanding its offerings in digital signage and in-store

          AU10TIX Q1 2025 report reveals new attack mode          team communications. Through the partnership with
                                                                  NoviSign, BlueStar's reseller network gains access to
          AU10TIX's Q1 2025 Global Identity Fraud Report noted    scalable, cloud-based signage software and hardware
          a surge in repeaters, a new AI-fueled fraud tactic that   designed for industries such as retail, healthcare, educa-
          uses minor variations of synthetic identities to probe   tion, and corporate environments. NoviSign supports
          and bypass KYC defenses before launching mass attacks.   major operating systems and devices, offering features
          These attacks, often enabled by fraud-as-a-service tool-  like drag-and-drop content creation, remote updates,
          kits, rose 33 percent year-over-year. Repeaters mimic   and third-party integrations.
          real identities to evade detection and are nearly indis-
          tinguishable  when viewed  individually.  AU10TIX rec-  Meanwhile, the VoCoVo agreement brings BlueStar's
          ommends using the consortium validation approach        4,500+  North  American resellers  access to  VoCoVo's
          through which organizations  cross-check identity data   market-leading retail communication tools. BlueStar
          to expose repeat use. The report also urges companies to   will provide custom configuration, marketing support,
          adopt behavioral tracking, integrate consortium signals,   and technical assistance to accelerate VoCoVo's North
          and audit for synthetic ID risks to defend against these   American growth, supporting deployments in over 250
          fast-evolving, industrial-scale threats.                stores across multiple retail sectors.

          Americans plan more travel,
          shorter trips this summer                                Payments is our Business

          According to Deloitte's 2025 Summer Travel Survey,
          53 percent of Americans plan to travel and stay in paid
          lodging—up from 48 percent in 2024—despite economic          • Expert Witness Consulting Testimony
          pressures. Travelers are favoring more frequent, shorter     • Experience in Criminal & Civil cases
          trips and opting for cost-saving strategies like road        • Payment Facilitation
          trips, budget hotels and staying with friends. Average       • RFP services
          budgets for the longest summer trip dipped slightly to
          $3,471. Use of generative AI for travel planning is rising,   • Integrated Payments
          especially among Gen Z and millennials, while remote         • Least Cost Routing
          work continues to influence longer, more flexible trips.     • Card Network Rules
          Sustainability is also top of mind for younger travelers,    • Payment Gateways
          as the industry adapts to shifting preferences and pric-
          ing concerns.                                                • Processor Selection
                                                                       • 'Hard to Place Merchants'
          Ransomware attacks decline,
          but threats remain high                                  Let us demonstrate how our our Experience
                                                                        and Knowledge can work for you!
          Ransomware attacks dropped 31 percent in April to 416
          cases—the second monthly decline in a row—yet threat
          actors remain active and highly targeted, NCC Group   Napa Payments and Consulting
          found. Retail was in the spotlight after high-profile UK
          attacks on M&S, Co-op and Harrods, largely attributed
          to  the  group  Scattered  Spider.  Akira  led  ransomware     (707)601-7656
          activity with 65 attacks, while Babuk2's activity sharply
          declined. Industrial sectors were most targeted (32   kenm@napapaymentsandconsulting.com
          percent),  followed  by  consumer  discretionary.  North
          America remained the top regional target with 51 per-  napapaymentsandconsulting.com
          cent of attacks. A growing threat is weaponized PDFs,
          which exploit vulnerabilities through spear phishing,

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