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           sonalize the shopping experience," Laszig said. "These   "Beyond just speed and more payment options," Sino-
           AI and ML-powered solutions are easy to integrate and   vois said, "the things that would make the biggest dif-
           becoming more accessible and affordable."               ference are lower fees, fewer disputes and easier inte-
                                                                   grations with the software they already use. On top of
           Kahn stated that implementation continues to be a       that, having responsive support when issues come up
           challenge, especially for merchants investing in new    can save a ton of time and stress for them and is typi-
           POS or smart terminal solutions. "Even after onboard-   cally rewarded  with better merchant retention. Any-
           ing, many cite reliability as a top priority, followed   thing that makes running payments smoother, more
           by stable systems, dependable funding timelines, and    predictable, and less costly really matters to them."
           responsive customer support when something goes
           wrong," he said. "What they want most is confidence     According to Sills, true customer service is becoming
           that their technology and service partners will perform   a lost art, and it shouldn't be. "Those who provide  it
           consistently.                                           greatly will thrive in the long run," she said. "It's a num-
                                                                   ber one key to retaining clients.
           "Streamlined integrations and reliable services, from
           setup to daily operations, make the biggest difference   The old adage of it's not what they said but how you felt
           in keeping merchants focused on their customers in-     is real. People remember if they screamed at a poorly
           stead of their payment problems."                       established chatbot, slammed down the phone on a
                                                                   byzantine phone tree, and crumpled up a statement be-
           Baxter said, "Integrations that focus on the merchant   cause it looked too much like a cellphone or cable bill
           experience can free up the merchant, allowing them to   for which they also couldn't make neither heads nor
           concentrate on their core business.                     tails.”

           Aggregating data across multiple payment methods,       "Conversely,” she continued, “people remember when
           data sources and vendors, or automating repetitive      a well-spoken, seasoned, intelligent person picks up
           work can make payments more seamless."                  their call and guides them through their issue to full
                                                                   resolution.  They  remember  when  the  ability  to  reach















































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