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NewsBriefs

and progressive verification to authentication, payments monly used for consumer payments such as mortgages,
and account recovery. By centralizing these functions, utilities, loan installments, subscriptions and member-
Socure aims to help agencies detect fraud earlier while ships. Credits reached 15.6 billion transactions valued at
improving the user experience. The platform features a $61.3 trillion, including payroll direct deposit, B2B vendor
single decisioning endpoint, configurable workflows and payments and person-to-person transfers.
integrations with more than 180 third-party services, tai-
lored to enable lean IT teams to adapt quickly to regula- Same-day ACH continued to accelerate. The network pro-
tory changes or evolving fraud tactics. It also emphasizes cessed 1.4 billion same-day payments valued at $3.9 tril-
transparency, providing explainable decision outcomes to lion, representing volume growth of 16.7 percent and val-
support audits, appeals and compliance reviews. ue growth of 21.4 percent compared to 2024. On average,
5.8 million same-day payments were sent per operating
Recent federal guidance has called for stronger digital day in 2025, with December reaching a daily average of 7.8
identity frameworks that balance security, privacy and million. Overall, December was the busiest month, with
accessibility. Programs such as unemployment insur- 3.22 billion total payments, including 172.1 million same-
ance and disaster relief have been frequent fraud targets, day transactions. In November, the ACH set a record aver-
highlighting the need for modernized controls. With Fe- age of 151 million payments per day. The network operates
dRAMP authorization and AI-driven capabilities, Socure Monday through Friday, excluding federal holidays.
positions SocureGov RiskOS as foundational infrastruc-
ture for digital government functions. Business-to-business payments were a key growth driver,
rising nearly 10 percent to 8.1 billion transactions. Health-
ACH sets records in 2025 care claim payments from insurers to medical and dental

The ACH network delivered record growth in 2025, pro- providers totaled 548 million, up 7.3 percent year over year.
cessing 35.2 billion payments, a 5 percent increase over Nacha highlighted the ongoing migration from checks to
2024, while total value climbed 8 percent year over year electronic payments, although checks remain prevalent.
to $93 trillion, according to Nacha. ACH debits accounted The Association for Financial Professionals reported that
for 19.6 billion transactions totaling $31.7 trillion and com- 75 percent of companies have no immediate plans to elim-