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IndustryUpdate
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ucts, workflows, governance and AI into a unified oper-
ational platform. Built on Microsoft Azure, the system is
designed to help banks streamline loan origination and
insurers modernize legacy policy systems by embedding
AI for data ingestion, personalization, underwriting and
workflow automation while maintaining regulatory
oversight and operational control.

Nayya on Forbes Fintech 50 for 2026
Nayya was named to the Forbes Fintech 50 for 2026,
marking its first appearance on the list of the most inno-
vative private U.S. fintech companies. The recognition
highlights Nayya's AI-driven benefits platform and 2025
launch of its Agentic Platform, designed to automate
high-impact employee benefits decisions. Nayya also
ANNOUNCEMENTS expanded through its acquisition of Northstar, add-
ing personalized financial planning and CFP adviser
Chargeflow recognized in G2's access. Serving millions through employer partnerships,
2026 Best Software Awards Nayya reported its partners have experienced increased
engagement and reduced HR inquiries while transform-
Chargeflow was honored in G2's 2026 Best Software ing benefits into an always-on resource.
Awards, earning a place on the Best Commerce Software
Products list. The recognition is based on verified cus- Run Payments named 2026 ISO of the Year by ETA
tomer reviews and market presence data, reflecting
strong user feedback during 2025, Chargeflow stated, Run Payments was named 2026 ISO of the Year by the
Electronic Transactions Association, with honors to be
adding that it provides AI-driven chargeback automa-
tion and fraud prevention tools that help more than presented at TRANSACT 2026 in Atlanta. The ETA rec-
ognized Run for its partner-first operating system that
15,000 global ecommerce merchants recover revenue
and manage post-purchase risk. Company executives streamlines merchant onboarding, activation, portfolio
management and multi-processor flexibility. The com-
added that the award validates Chargeflow's mission to
combat friendly fraud and transform chargebacks from pany's platform includes Run Partner, Run Merchant,
and Run Developer solutions supporting ISOs, agents,
a cost burden into a predictable, data-driven growth
opportunity. SaaS platforms and financial institutions. Additionally,
Megan Wheeler, head of partnerships, was named to
ClassDojo launches embedded payments ETA's 2026 Forty Under 40 class, highlighting Run's
leadership in integrated payments and partner enable-
ClassDojo introduced ClassDojo Payments, an embed- ment.
ded solution launching in 2026 that allows schools to
collect fees, manage fundraisers, and process payments RESEARCH
within the same platform used daily by millions of fami-
lies and educators. Powered by Pay Theory, the system
supports digital payments and cash-to-digital options 80% of German retailers plan
at retailers including CVS and Walgreens, addressing checkout hardware changes
the needs of unbanked and underbanked households,
ClassDojo stated, adding that the platform offers distric- Castles Technology reported that 80 percent of German
twide visibility, PCI-DSS Level 1 security, and FERPA retailers plan checkout hardware upgrades within two
and COPPA compliance, consolidating communication, years, with half expecting full POS software replace-
engagement and financial operations into a single sys- ment. Castles' Germany at the Checkout: POS Outlook
tem. 2026 report also noted that cash accounts for 35 percent
of revenue, while card payments represent 38 percent
FintechOS earns certified software designation and are projected to rise. Contactless dominates card
usage, and mobile wallets exceed 12 percent of cashless
FintechOS earned Microsoft’s Solutions Partner with cer- transactions. Self-checkout adoption has surged, with
tified software designation for financial services AI. This installations doubling since 2023. Regulatory mandates,
is because its platform, FintechOS 8, meets Microsoft including PCI DSS v4.0 and EU rules, are accelerating
standards for interoperability, security, governance, modernization as retailers prioritize compliance, auto-
responsible AI and enterprise performance on Microsoft mation and mobile POS growth.
Cloud. The certification supports financial institutions
seeking to move AI from pilot projects into regulated
production environments. FintechOS 8 integrates prod-
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