The Green Sheet Online Edition

October 12, 2026 • 26:10:01

Letter from the editor

For more than four decades, The Green Sheet has chronicled the payments industry's evolution from paper-based transactions to an increasingly complex digital ecosystem. Along the way, we've experienced a transformation of our own. In January 2025, we retired our print edition and became an entirely digital publication, a decision that opened new possibilities for serving readers and connecting the payments community. Our lead article traces that journey, revisiting earlier coverage of the industry's paperless revolution and exploring how our digital platform continues to evolve. From breaking news and industry analysis to new opportunities for sharing expertise, showcasing innovation and connecting with colleagues, we've expanded what we can offer while remaining true to our original mission: educating, empowering and connecting payments professionals.

That mission is reflected in the contributions you'll find throughout this issue. Jaki Kackert explores how ISOs can help merchants prepare for the holiday season, while Lynda Clarke examines the growing role of invisible payments in everyday commerce. Ken Musante considers how payment provider limitations can restrict opportunities for ISVs, and Lane Gordon begins a series on the factors that influence residual buyout multiples. Other contributors take us into areas where payments intersect with regulation, public policy and the broader economy. Wesley Williams clarifies what changes to beneficial ownership reporting mean for merchant underwriting. Radi El Haj examines the challenges surrounding the proposed digital euro, while Viktoria Soltesz reveals costs that often go unrecognized when businesses accept cash. And Scott Dawson offers a compelling perspective on public sector payments.

Our news briefs cover new AI-powered tools from Mastercard and AppZen designed to streamline B2B payments; TSG's recognition of leading payment gateway APIs; Corpay's agreement to a $100 million FTC settlement involving allegations of deceptive fuel card practices; plaintiffs gaining class-action status in a lawsuit challenging Apple Pay fees; and a ruling exempting federally chartered credit unions from Illinois' interchange fee law.

You'll also find innovator and product profiles, Resource Guide listings, our Datebook of upcoming industry events, and other features designed to help you discover new opportunities, stay informed, and connect with the people and resources that keep our industry strong. As the industry changes, so will the ways we bring you its stories. We look forward to discovering what comes next together. Please send news and announcements to press@greensheet.com, and reach us at greensheet@greensheet.com with questions, comments or suggestions. We always enjoy hearing from you. End of Story

Notice to readers: These are archived articles. Contact information, links and other details may be out of date. We regret any inconvenience.

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