The majority of cardholder data compromises occur at restaurants and retail locations, according to AmbironTrustWave.
The company, which provides information security and compliance management solutions, investigated nearly 220 of such incidences over the last two years. Its findings revealed the systems and card-acceptance environments most vulnerable to hacking. Of the brick-and-mortar merchants whose systems were invaded, 95% were using payment applications that stored track data. Storage of that data is a violation of Visa U.S.A's Payment Application Best Practices (PABP) and the Payment Card Industry (PCI) Data Security Standard. AmbironTrustWave has found that three main deficiencies at restaurants often lead to data security breaches:
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