1. Check Conversion Patent 5,484,988 Contested
2. Is Fraud Really That Bad?
3. B.A.R.C. Update
4. Know Your References
5. Innovative Adds CrossCheck Services
6. Total Systems Services, Inc. (TSYS)
7. Loyalty & EBT with ABN Card Services
8. Bank Card Law
9. Next Bill
10. Shift4
11. FYI for ISOs
12. Marketing for the Long Run
13. Be Creative
14. Motivation
15. Tips for Success
16. And the Reason for Your Call?
17. Those who Make Thing Happen
18. Footnotes for Cover Story
19. Letters to the Editor

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