News From the Wire

18:58:16 (UTC) 01-13-2026

Ingenico, WalletConnect Pay team up on digital currency solution

18:57:05 (UTC) 01-13-2026

Payfinia appoints Nizal Khan to drive real-time payments growth

18:54:51 (UTC) 01-13-2026

REPAY, Gold & Blue Enterprises form referral partnership to fund WVU athletics

18:53:02 (UTC) 01-13-2026

BHN debuts category-specific prepaid rewards card for fuel, EV charging, grocery

18:50:55 (UTC) 01-13-2026

Founders Bank promotes Chris Lipscomb to Executive VP, Chief Lending Officer

18:41:49 (UTC) 01-13-2026

Velera announces Main Stage speakers for ValeraLIVE 2026

18:40:26 (UTC) 01-13-2026

CheckAlt provides perspective on the future of receivables for FIs

18:38:20 (UTC) 01-13-2026

U.S. financial regulatory penalties plunge 61% amid regulatory capacity strain



Breaking News

Tuesday, January 13, 2026

Proposed 10 percent APR cap could hit fintechs, acquirers hard

President Donald Trump's renewed call to cap credit card interest rates at 10 percent annually has reignited debate across the payments ecosystem, drawing sharp reactions from banks, fintechs, consumer advocates and merchants.

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Online Edition – Issue 25:12:02

2025 year in review: it was a happening year

Whenever a new administration takes charge of the federal government, businesses and individuals alike brace for changes. Couple that with ongoing innovations in commerce and payments – think artificial intelligence, digital payments, crypto payments – and it's clear 2025 was a year brimming with change.

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Our flipbook edition

Community Voices

This week's featured contributor:

Bank Associates Merchant Services

Bank Associates Merchant Services

Knowing that a square peg will never be happy in a round hole, New York-based payment processor BAMS aims to ensure that merchants and agents are offered the right choices for their unique use cases when selecting their processing platform, consumer acceptance methods, and gateway solutions.

Merchant Sales Podcast

Merchant Sales Podcast

James Shephard & Patti Murphy

January 12th, 2026

ISO to SaaS: The Road Agents Need to Understand

In this episode, James Shepherd sits down with Blake Wilson for a behind-the-scenes conversation on a rare evolution in merchant services - an ISO scaling the traditional agent channel while simultaneously transforming into a SaaS and technology company. They dig into what it really takes to choose a vertical, build or buy software the right way, and execute integrated partnerships without losing the compensation structures and economics that agents rely on.

This is a practical, honest look at vertical focus, tech ownership, and building leverage at scale, without treating either path like a one-size-fits-all answer.

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Company profile from GS240602

Drive revenue, scale operations with B2B cellular connectivity

OptConnect began life in 2000 as a Grant Victor company, providing cellular routers for ATMs. After years of selling routers as ATM accessories, the company expanded into other markets and established OptConnect LLC in 2009, a global wireless connectivity provider that offers a range of cellular connectivity options, from self-managed to fully managed solutions. Chris Baird, president and CEO of OptConnect, said the company is focused on simplifying connectivity. "One size doesn't fit all, especially when it comes to cellular connectivity," he said, adding that OptConnect provides IoT project expertise, resources and support.

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