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InsideGS

Cover Story Company Profile
Getting a handle on interchange – Part 1 ...............................1 Veratad Technologies LLC:
By Patti Murphy and Dale S. Laszig Trusted source for global real-time ID verification .........31
This first article in a two-part series explores how payment card in- Education
terchange has influenced the payments ecosystem, global markets
and, more importantly, acquirer and merchant relationships. Street Smarts SM
News Briefs Successfully recruiting experienced agents .......................42
By Aaron Nasseh, Finical Inc.
Visa, MC settle surcharging suit You can recruit experienced agents in many ways. Your methods will
with Canadian merchants ................................................10 partly depend on your budget, but to attract seasoned MLSs, you
Facing federal hostility, cannabis must offer more than competitive pricing.
merchants eye bitcoin ...................................................................10 Summer days drifting away to ... FAFSA forms? ...............44
Trump Administration aims to By Don Bush, Kount Inc.
overhaul Dodd-Frank, gut CFPB ...............................................10 Not on anyone's list of favorite summer activities is filling out FAFSA
forms. But some merchants are parents of college-bound teens do-
Global cybersecurity trends a mixed bag ............................12
ing just that. How can you help?
New malware targets IoT routers .............................................12 Legal ease
International cooperation leads Cyber-security for ISOs:
to arrest of 73 cyber-criminals ..................................................12 The crossroads of law and security .........................................46
Flywire, PayPal cross new borders ..........................................14 By Adam Atlas, Attorney at Law
If all participants in the payments ecosystem err on the side of
Industry Update ...............................................................................16 safety, the payments system, and the nation as a whole, will be bet-
Views ter for it. What should an ISO do?
Feature
Insider's report on payments:
Getting serious about fighting fraud .....................................24 Mobile Buzz:
By Patti Murphy, ProScribes Inc. Phone-number-change fraud on the rise ............................48
Fraud threatens the integrity of the payments system, as well as the Researchers have identified an alarming trend involving fraudsters
livelihood of all parties in the payments stream. Yet, as a society, are who manipulate phone numbers to leverage account takeover
we becoming inured to the perils of fraud? schemes.
Trends to note in a time of rapid change .............................27 New Products
By Brandes Elitch, CrossCheck Inc.
This is a thrilling time to be in payments. Aside from the chance Portable, cloud-based business management ..................49
to replace old terminals with EMV-compatible ones, excitement Virtual assistant uses AI for lead
abounds about major changes in the merchant community. management, optimization........................................................50
Making ETA Transact worth it for MLSs ................................29 Inspiration
By Steven Feldshuh, Merchants' Choice Payment Solutions East Making use of personality types ..............................................51
Many leading companies in the payments sphere spend enormous
amounts of money on their Transact booths each year. Who is the Departments
target audience for this event? Letter From the Editors ....................................................................5
Readers Speak ......................................................................................8
Spotlight Innovators ......................................................................34
Resource Guide .................................................................................52
Advertiser Index ...............................................................................62

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