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         Android + the humble terminal = transformation




                                                                payments industry predicted, the payment terminal
                                                                is becoming a digital enabler and a vital pivot point for
                                                                modernization for any business that accepts electronic
                                                                transactions.
                                                                Android systems lead wave of innovation

                                                                The spectrum of payment terminals is broadening, ranging
                                                                from  the  traditional  counter-top  device  to  off-the-shelf
        By Michael Ault                                         smartphones and  tablets equipped  with Software-based
                                                                PIN Entry on COTS (SPoC) and Contactless Payments on
        UTP Group                                               COTS (CPoC) technology.

                 ayment terminals have always been an essential   Payment terminals are allowing businesses to update
                 asset for businesses that complete customer    and adapt to an ever-changing environment and their
                 transactions in-store. The easily recognizable   customers' evolving needs. The recent technological drive
        P devices have reliably taken card payments             has  had  a  part  to  play  in  new  opportunities  that  have
        for decades and have undergone dramatic technological   arisen to support businesses nationally.
        advances in this period.
                                                                At the center of this recent wave of innovation, the new
        Recently, technical innovations have accelerated, boosted   Android operating system has facilitated increased
        by the urgency caused by the COVID-19 pandemic. Now,    demand for mobile payment devices and is backed by
        with the humble payment terminal shedding its hard      the likes of Visa. Businesses are becoming increasingly
        exterior, it is no longer seen only as a commoditized   fascinated by the idea of deploying Android POS solutions
        hardware-based necessity. As many experts in the        due to the flexibility and convenience they bring. The










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