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Letter from the editor




                 he payments industry has undergone remark-
                 able transformation over the past quarter
                 century, but the most profound changes may
        T still lie ahead. From the surge in digital wal-
        lets and virtual cards to the dawn of agentic commerce,
        where AI agents initiate and complete transactions, new
        technologies are not only reshaping how people pay but
        also challenging long-established business models. For
        banks, merchants, ISOs and agents, this emerging era                       Let us help you
        presents both  risks and fresh opportunities.  Our  lead
        article explores these trends in depth, highlighting how                reach your target
        innovations like Tap2Local and agentic payments are
        redefining the commerce landscape.                                        audience today!

        Experts featured in this issue examine complementary
        shifts taking place across the industry. One explores how
        global regulations are reshaping the  app economy  by
        shifting power from app stores to developers, enabling
        more billing options, higher margins and greater trans-
        parency. Another looks at the challenges of new payment       Some of the options available to
        methods, cautioning that without clear consumer de-
        mand and measurable merchant benefits, solutions such       customize to target your audience
        as pay-by-bank, stablecoins and crypto may create more
        problems than they solve. One contributor points out
        that just as fragmented colonial currencies undermined
        trust until the Constitution established a unified mone-
        tary policy, today's proliferation of stablecoins promises
        efficiency but carries risks of fragmentation, inefficiency
        and renewed distrust. Another payments leader shared
        insights on industry-specific lending, showing how ver-
        ticalized  lending  is  helping  traditionally  underserved
        businesses secure financing. High-risk merchants turn-
        ing to alternative payments for fast onboarding and few-
        er restrictions were the focus of another visionary, who                            Custom Video
        warns of compliance risks and potential banking disrup-  Targeted Email Campaigns
        tions that can occur without careful planning.           Sent to Green Sheet’s exclusive-  Mini commercials that focus
                                                                 mailing list of readers working   your services directly to our
                                                                    Small advertising budget? No problem.
        In news briefs, we've highlighted several notable devel-  in our industry.          industry audience.
                                                                  Consider the versatility of our resource guide listings.
        opments. Fiserv enabled cannabis dispensaries to accept
        debit payments via its Accel network, offering consum-     “Your success  Have you called for  Let us help you   In Print
                                                                                             Online
                                                                    is our success!”
                                                                    - Danielle Thorpe
        ers convenience and dispensaries safer business tools;      The Green Sheet, Inc.  your personalized  piece together your perfect   Front Page Option
                                                                    VP Media Partnerships
                                                                       virtual tour yet?
                                                                            advertising campaign to
                                                                             grow you buisness.
        forty-seven state attorneys general are pressuring pay-      The Green Sheet     •  Ability to purchase on a
                                                                                               (to a mini ad):
        ment providers to block transactions tied to deepfake       www.greensheet.com    quarterly basis.
                                                                     707-284-1684
        pornography, citing disproportionate harm to women          customized adverting   Customized advertising   •  4 equal quarterly
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                                                                                            Spotlight Innovators
                                                                     more about our
                                                                     Call Danielle directly
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                                                                              SPOTLIGHT
                                                                              S
                                                                    The Green Sheet
                                                                      707-284-1686
                                                                             company and budget.
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        and youth; new research from J.D. Power and WalletHub       C C C C C C C C C C C C Call me today!   y! y! y! y! y! y! y! !  Danielle Thorpe, Asst. VP Media Partnerships PARTNERSHIPS  payments as an option.
                                                                     or drop her a note
                                                                     company today!
                                                                    danielle@greensheet.com
                                                                          “Your success is our success!”
                                                                     707.284.1686
                                                                                 Your
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                                                                                            Individualized web pages
                                                                                Company
        finds that credit card surcharges are angering consum-      Let me help    personalized company web space  •  discounts for longer
                                                                                Logo
                                                                    you with your
                                                                                          term listings!
                                                                                You now can have your own
                                                                    advertising
                                                                                            focusing on innovators in our
                                                                    success.
                                                                               www.greensheet.com/yourcompanyname
        ers and driving them toward alternative payments; In-       Y Y Your success is  D D D D a aniellle Thoor epe r pe  tn ne ne n nersh sh rs rship p p s  Articles from or about your company  Assistant Vice President of Advertising Sales  800-757-4441
                                                                             Personalized News from the Wire
                                                                    our success!
                                                                                  707-284-1686
                                                                                            industry.
                                                                            Your executive online ads & videos
                                                                        o
                                                                             Call me for the details today!
                                                                                  danielle@greensheet.com
                                                                       Asst. VVP Meedia Partn rships
        dicaOnline launched sweedePay, an ACH-powered so-
        lution designed to help cannabis retailers move beyond   Resource Guides
        cash; and Nuvei partnered with Early Warning Services    Mini ads that can be seen with
        to bring the Paze digital wallet to its U.S. merchant net-  online/front page options
        work.                                                    available.
        As always, this issue includes updates on industry mile-
        stones, company spotlights and product profiles, and re-  MORE OPTIONS AVAILABLE EMAIL US TODAY!
        sources to help you succeed in your career. Questions?
        Please email greensheet@greensheet.com. To share your lat-            RICK@ GREENSHEET.COM
        est news, send a press release to press@greensheet.com.
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