Page 14 - gs251202_Flipbook

IndustryUpdate

Paymentology, Datos report on channels. Through a single integration, merchants can
global credit card shift connect catalogs, inventory and fulfillment systems to
PayPal's store sync, gaining access to multiple AI-driven
Paymentology released a new report with Datos Insights, commerce experiences without custom development.
The Global Credit Card Shift: Next-Gen Platforms Bypass The collaboration combines Logicbroker's enterprise-
Legacy Limits, highlighting a global shift toward digital- grade orchestration with PayPal's global payments,
first, flexible credit experiences. Across all major regions, fraud protection and buyer safeguards, helping mer-
consumers are driving increased credit card usage by chants participate in the growing agentic economy, the
demanding instant issuance, real-time controls, person- partners stated. Together, the companies aim to reduce
alized rewards and flexible repayments. Neobanks, fin- complexity and accelerate adoption of AI-powered prod-
techs and digital lenders are rapidly entering the credit uct discovery, transactions and fulfillment across retail
market, using modern issuer-processing platforms to and brand ecosystems.
outpace incumbents. The report warns that traditional
banks running on legacy systems risk losing market MANTL, Method Financial aim0
share, as only cloud-first, real-time infrastructure can to modernize loan refinancing
support the speed, configurability and customer experi-
ence now expected in credit products. MANTL, an Alkami solution team, partnered with
Method Financial to integrate real-time liability data into
Gig workers across generations want quick payouts the MANTL Loan Origination platform. The collabora-
tion is designed to enable banks and credit unions to
New research from Worldpay shows that fast payments streamline loan decisioning, improve pre-qualification
are a top priority for U.S. gig workers, especially dur- accuracy, and modernize refinancing and debt con-
ing the holiday season, as more Americans increase gig solidation workflows. By embedding Method's per-
hours to cover seasonal expenses. Sixty-nine percent of missioned liability and payoff data directly into the
participants in the study cited quick payouts as a key application process, the integration eliminates manual
factor when choosing gig work, and 81 percent indi- payoff letters, reduces friction and ensures up-to-date,
cated they would prioritize platforms offering instant verified information, the partners stated. The solution,
payments. Instant card payouts are most common they added, supports faster underwriting, accurate
among transportation gig workers, with Mastercard and collateral verification and more transparent borrower
Visa the preferred networks. Two-thirds of gig worker experiences across digital and branch channels, reinforc-
respondents expressed willingness to pay for faster ing MANTL's strategy to deliver integrated, automated
access to earnings, particularly Gen Z and millennials. lending technology that modernizes both deposit and
The findings highlight growing expectations for real- loan origination.
time payouts across the expanding gig economy.
MassPay integrates Visa Direct
PARTNERSHIPS MassPay integrated Visa Direct to enable faster, compli-

ant global B2B payouts to debit cards, bank accounts and
AU10TIX chosen for Microsoft Entra platform digital wallets through a single platform connection. The
collaboration allows businesses to streamline cross-bor-
AU10TIX is now a premier identity verification issuer der payments for gig workers, marketplace sellers and
on the Microsoft Entra platform, bringing its advanced contractors without managing multiple banks or proces-
IDV and biometric technology to Entra Verified ID. sors, MassPay stated. Using MassPay's AI-driven orches-
The integration supports AU10TIX's "Verify Once, Use tration layer and Visa Direct's global network, payouts
Everywhere" strategy adopted to enable secure, decen- can be routed in real time based on speed, cost and com-
tralized digital credentials for more than 600 million pliance requirements. The integration supports payouts
users. Enterprises can issue reusable, privacy-centric across more than 200 markets, offering transparent FX,
verified IDs that can reduce friction, lower fraud risk built-in compliance and identity verification. Together,
and simplify compliance, AU10TIX stated. Available MassPay and Visa Direct aim to simplify global money
through the Microsoft Security Store, the solution uses movement while delivering the speed and reliability
cryptographic security and consortium-based fraud enterprises increasingly expect, MassPay added.
detection to strengthen identity assurance, streamline
onboarding and enhance account recovery across mul- Synergetics.ai, Tcell partner to
tiple industries. accelerate agentic AI

Logicbroker, PayPal team up on agentic commerce Synergetics.ai formed a strategic partnership with Tcell,
a Central Asian telecom operator serving nearly 3 mil-
Logicbroker partnered with PayPal to enable merchants lion subscribers, to advance agent AI and agent com-
on its Intelligent Commerce Network to activate PayPal's merce. The collaboration integrates Tcell's user base into
agentic commerce services to make product catalogs Synergetics.ai's Agent Marketplace, expanding adop-
instantly discoverable across emerging AI shopping
14