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Company: Worldpay US Inc. Payment Card Industry (PCI) Data Security Standard
Product: Worldpay Total (DSS) data out of retailers' scope. A flexible payments hub
Website: www.worldpay.com simplifies and expedites adding new features and services
Contact: pr@worldpay.com as payment needs evolve. The IPC toolset is ideal for
developers working with native code libraries for mobile
End-to-end, omnichannel devices.
payment platform REST API is designed for developers and retailers working
with unsupported peripheral payment card readers or
W orldpay US Inc. launched Worldpay Total, device-free platforms. Programmers can use a direct
an omnichannel payment platform designed REST API or prepackaged SDK to run card-present or
to integrate transactions across POS, mobile card-not-present and recurring billing transactions. These
and ecommerce channels. The single-access, simplified, language-agnostic development environments
end-to-end payment processing solution was introduced to are ideally designed for non-native, standalone applications.
U.K. retailers in 2014, where it tested well at World Duty
Free, Twickenham Station and other high-profile brands, Tailored, secure applications
the company stated.
Worldpay Total provides a mobile-based, integrated
As consumers increasingly transact on connected devices, platform aimed at simplifying payment integrations across
merchants and independent software vendors (ISVs) need all payment channels. Worldpay integration experts are
a simple, secure way to provide a connected customer available to assist developers and merchants in creating
experience across multiple technologies and sales channels. applications that address their unique requirements and
"Worldpay Total solves for this, saving ISVs and merchants simplify PCI compliance, the company stated.
time and money: one provider, one integration across sales
channels and one expert support team," said Sarah Arvin, "The virtual terminal has become more sophisticated
Worldpay US Chief Product and Marketing Officer. because of EMV," Bergner said. "It is no longer just
browser-based, but a device-driven, virtual solution that
Mark Bergner, Director, Product Strategy at Worldpay, can interact with EMV schemes while offering a robust,
added, "The consumer is the new POS. They're a walking, secure, PA [Payment Application] DSS compliant solution
mobile POS channel, carrying their phones in their pockets for merchants."
24/7, creating revenue opportunities for any company that
can capture that audience." The company noted the platform's additional security
features as follows:
User-friendly developer center
• Tokenization: Tokens that are used in place of credit
Worldpay Total's developer center contains language- card or bank account numbers can be used once or
agnostic application programming interfaces (APIs) and stored in a vault and used repeatedly. A common
software development kits (SDKs) for Windows, iOS and payment token can be used online, in stores and
Android operating systems. Its secure sandbox environment in mobile apps, providing merchants with insight
enables software developers and integrators to write, test into consumer spending behavior across multiple
and certify applications. channels. Different tokenization options and
integration methods are available.
The developer portal provides programmers with software
libraries, documentation, support services and a choice of • Vaulting: The SecureNet Vault is a PCI DSS-
the company's REST API or Integrated Payments Clients compliant solution for storing credit card, electronic
SDK environments. check, and PIN-less debit card information. The Vault
enables tokens to be created, stored and used in place
IPC SDK is designed to be used in conjunction with of credit card numbers. Multiple accounts can be
Worldpay's expanding list of certified peripheral payment stored for a single customer in the form of tokens.
card readers. Its pre-certified payments clients enable chip The variety of data that can be stored in the Vault can
card acceptance while eliminating the need to certify EMV help developers link fields to their own applications
(Europay, Mastercard and Visa) solutions and keeping and minimize their storage requirements.
48 • Point-to-Point Encryption (P2PE): Worldpay Total
P2PE fully removes cardholder data from the POS,
using the latest P2PE technology to protect business
and consumer data and simplify PCI DSS compliance.
According to Worldpay, with a single access view across
multiple channels, Worldpay Total can simplify transaction
processing, providing software and API libraries that
facilitate quick boarding and simplified integration.
