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Letter from the editors



                 he education  of the  payments  industry's
                 hard-working feet on the street is central to
                 The Green Sheet's mission. Since the publica-
        T tion's inception in 1983, it has been a reli-
        able source of information and advice geared to help
        increase the knowledge and professionalism of ISOs
        and merchant level salespeople (MLSs) as they pursue
        their business goals. Each section of the magazine and
        website is devoted to a different aspect of this mission.
        And this issue's lead article is all about ways leading
        payment companies have adapted their training pro-
        grams to accommodate today's dynamic, increasingly
        complex landscape.

        MLSs who work with companies that offer ongoing
        training programs to help them flourish in the
        marketplace have an advantage over reps who are
        basically tossed into the water and told to swim. Today's
        in-house training programs are more comprehensive
        than ever, include a combination of on-site and online
        offerings, and accommodate a range of learning styles.
        Industry experts contributing to this issue offer tips on
        how to select the right sales model for your business,
        explore legal issues pertaining to virtual currency,     I’m am working hard to help you get all
        offer an inside look at  smart terminals,  discuss the
        evolution of cash advance programs, and analyze the      your advertisng needs in the right order
        Fed's new regulatory amendments affecting e-checks          to increase your bottom line today!
        and remote deposit capture.
        Also included are news briefs on the acquisition of                        No Bull
        CardConnect by First Data Corp. and the acquisition
        of Total Merchant Services Inc. by North American
        Bancard Holdings LLC; Chipotle's discovery of                 Customized advertising campaigns
        malware during investigation of its recent breach; a
        Washington, D.C. court's decision to revisit a lawsuit        to fit any size company and budget.
        against the Consumer Financial Protection Bureau
        in which it had previously ruled in favor of the              • Spotlight Innovators’ Pages
        plaintiffs; a lawsuit filed by Universal Secure Registry          (frequently updated content)
        against Apple Inc. for patent infringement; warnings
        of a phishing scam involving DocuSign Inc.; Google            • Print (various size options)
        Inc. teaming up with PayPal Inc. for mobile pay-by-
        fingerprint; and First Data's recognition as the top U.S.     • Resource Guide listing
        employer for veterans. And, of course, we've included             (print/online/front page (option))
        company, product and industry leader profiles, along
        with the latest individual and industry milestones.           • Email Blasts (to GS readership)
        These include new awards, litigation, expansions and
        relocations, research, partnerships, acquisitions, and        • Online (website/twice month newsletter)
        executive appointments.                                       • Video

        Our next lead article will continue the discussion of         • Bundle advertisng campaign discounts*
        training in the industry, expanding beyond individual
        company programs to share educational resources
        that are open to payment professionals industry-                          Danielle Thorpe
        wide. Do you know of a stellar education resource?
        Share it with us at greensheet@greensheet.com. And, as                          AVP Media Partnerships
        always, we will welcome your press releases at press@
        greensheet.com.                                                    707-284-1686



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