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Brent Coker predicts Aussie supermarkets differently consumers transact in other parts of the world," said Dmi-
would implement the electronic pricing try Savchenko, Chief Executive Officer and founder of Payzoff, a global
about 12 months after the UK, describing it payment gateway and software-as-a-service platform. "Supporting these
as the way of the future for grocery retailers various payment methods can help business owners improve margins
here." and rapidly scale."

Lambert stated that when digital screens, Like designers who fashion impeccable garments from thousands of
which can be remotely changed at whim, threads, skilled payment specialists assess transactional data in a mul-
eventually replace paper tickets, consumers titude of ways. The hidden seams in every transaction show where it
may adjust their behavior accordingly by originated, as well as whether it fits the consumer's behavior and the
shopping on Monday afternoons instead of merchant's environment. It's those little threads, the ones we never see,
weekends to avoid peak pricing. that create a seamless commerce experience .

Manage risk Dale S. Laszig, Senior Staff Writer at The Green Sheet and Managing Director at DSL Direct
LLC, is a payments industry journalist and content provider. She can be reached at dale@
Transactions that originate online or by dsldirectllc.com and on Twitter at @DSLdirect.
phone are classified as card not present
(CNP), a higher risk category that is priced at
higher interchange rates. CNP transactions
have higher chargeback ratios than card- Snap Shot of 2017
present transactions for several reasons.
Issuing banks may reject a transaction that Calendar of Events
is not linked to a valid authorization, which
may occur when a transaction is paid in
installments. Consumers may not recognize
a merchant's name on a billing statement
or claim they did not initiate a transaction.
Proving that a transaction originated on
a user's device can help merchants win
inquiries and disputes.

Spot preferred payment methods
As mobile payment adoption grows,
consumers around the world are embedding
their favorite payment methods into
mobile wallets on connected devices. U.S.
merchants who limit their focus to Visa,
Mastercard, American Express Co. and August 22 -23
Discover Financial Services products, may
lose revenue and sales when they do not www.theprepaidexpo.com
accept other leading credit and debit card
brands. China UnionPay, the world's third
largest payment network after Visa and
Mastercard, is accepted in 100 countries in
addition to China. Bancontact/Mister Cash is
a leading debit card issuer in Belgium, and
Brazilian prepaid card Elo has a base of more
than 50 million consumers. September 27 - 28

Studies have shown that customers who www.westernstatesacquirers.com
don't find their top-of-wallet payment meth-
ods at checkout have a higher risk of aban-
doning shopping carts. Cross-border service
providers can help merchants avoid lost http://www.greensheet.com/date-
sales, eliminate foreign transaction fees, re- book.php?flag=calendar_display
duce costs of accepting alternative payments
and add new payment types when needed.

"Retailers who use native currencies and
payment methods are impressed by how
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