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CompanyProfile








                                                                                    ISO/MLS contact:
                                                                                      Derek DePuydt
                                                                                   President and CEO
                                                                                        866-678-1302
                                                                derek.depuydt@apogeepayments.com
                                                                           www.apogeepayments.com







                    Products and services that work for you




                  erek DePuydt, founder, President and Chief     Flexibility and accountability
                  Executive Officer of Apogee Payment Systems
                  LLC, believes ISOs and merchant level sales-   Apogee is a First Data Corp. partner, offering Clover
        D people (MLSs) today who are still doing pure           Mini, Clover Mobile, and the Clover Station as part of a
        play payment processing could be at risk of losing mar-  product line devised to provide customers flexibility and
        ket share. "In today's world, merchants are demanding    affordability. "What I like about Clover versus some of the
        more," he said. "Years ago, merchants took the word of   other POS systems out there is that you are starting at
        whoever they were working with, ISOs would run their     more of a base model at a very good price," DePuydt said.
        credit cards, and as long as everything made it to their
        bank account, they were fine."                           He noted that clients can tailor the solution to their
                                                                 industry or business at the price they want because they
        DePuydt noted that today's merchants are savvier and     don't have to purchase POS features they do not need.
        more demanding of their service providers. "We can't     "It's different than having a high-priced POS system with
        just focus on payments anymore," he added. "We have to   everything; you may only end up using 5 percent of the
        know what business owners are thinking, what business    system, yet pay the cost of using 100 percent," he said.
        managers are looking for and wanting. We need to be      "With us, it's the opposite. Customers can pay for only 5
        more in tune and think like those business owners."      percent and add on what they'd like as they grow. They
                                                                 can try something for 30 days and turn it off if they don't
        History of excellence                                    like it. It's a good system for customers to grow with."

        DePuydt founded Apogee Payment Systems in 2013. The      Apogee also offers same-day credit approvals. "Our
        company said it provides credit and debit card and ACH   underwriting system is an algorithm that provides
        transaction processing using cutting edge technology at   instant approvals, literally within 10 minutes, and then
        the best possible rate and with exceptional service.     we'll know what we can do for that client," DePuydt
                                                                 noted. "It allows us to be proactive and as soon as we
        "The first thing we do is we help customers not only to   know something, we can communicate to the agents or to
        save money or reduce their expenses, but we're also there   the merchants, or both, what the next steps are."
        to make sure they have the right technologies," DePuydt
        said, adding that processing is just one component of    Referral program
        what they do. "We need to see where else we can help
        them, and you would be surprised," he noted.             DePuydt emphasized that Apogee has a generous referral
                                                                 program for ISOs and MLSs. "We are going to try to make
        "There are other things that can be added, if maybe they   you more money as an ISO or agent because of the fact
        want other ancillary products that we can offer, like a gift   that we split on everything," he said. "We don't keep
        card solution, check, ACH, or loyalty solutions, or really   certain income items in our pockets; we share on those.
        anything that is more than just payments. We are working   … When you really do the math, sharing on everything
        with their largest asset which is their customers, and we   makes a huge difference."
        can't mess that up."
                                                                 Customer  service is  the  most  important  thing  Apogee
                                                                 provides, according to DePuydt. "We are here to help our
                                                                 agents and ISOs and we are here to help their clients," he
                                                                 said. "You are going to get a fair, honest relationship."

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